Mortgage Underwriter, Third Party Residential Underwriting-BMBE

Mortgage Underwriter, Third Party Residential Underwriting-BMBEJob Description

Posted Monday, January 5, 2026 at 5:00 AM | Expires Tuesday, January 20, 2026 at 4:59 AM

We are hiring a Mortgage Underwriter, Third Party Residential Underwriting - BMBE!

Reporting To:

Manager, Third Party Residential Underwriting

Full-Time/Part
- Time:

Full-time

Salary Range:

$58,462-$93,538

Posting Date:

January 5, 2026

Posting End Date:

January 19, 2026

Hours of Work:

8:30 a.m. – 5:00 p.m.

Grade:

Office

Location:

12.7

Great location! Steps away from the main public transit station

What we offer:

Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities!

* Eligibility for benefits is dependent on the terms of employment

The Opportunity:

The Third party Residential Underwriting Division, as a Division of First National Financial provides underwriting expertise and services on behalf of other financial institutions to the Canadian Mortgage Broker channel.

Reporting to the Manager, the Residential Mortgage Underwriter is responsible for rendering credit decisions on incoming applications within their authorized limits and with adherence to company and insurer policies and guidelines while focusing on service excellence. The Mortgage Underwriter has responsibility for applying due diligence when reviewing required documentation to ensure accuracy and to protect the Company from risk.

Primary Duties and Responsibilities:

• Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company
• Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
• Adjudicates mortgage applications within established authority limits while ensuring adherence to policies and guidelines
• Interacts with Mortgage Insurers where applicable to complete credit lending decisions
• Ensures due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable
• Prepares and issues mortgage commitments with appropriate conditions within established service level agreements/turnaround times
• Priorities applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence
• Stays current with latest industry knowledge, competition, and market trends

Skills and Attributes:

• Ability to build and maintain positive relationships
• Strong communication skills—both written and verbal
• Ability to manage and resolve conflict
• Strong analytical skills
• Organizational and time management skills
• Positive team player with desire and ability to mentor others
• Effective problem solving and decision making skills
• Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products
• Ability to manage pressure in an environment of high volume processing with tight turnaround times
• Adhere to policies/procedures to ensure AML requirements are met.

Education/Certification/Experience Requirements:

• Completed post-secondary education or equivalent work experience required
• Previous experience within Financial Services sector preferred
• Previous experience within Mortgage industry an asset
• Completion of Mortgage Agent Course and/or BC Financial Services Authority (“BCFSA”) License an asset
• Working knowledge of PC software in a Windows environment required

In accordance with the BC Financial Services Authority (“BCFSA”) if a successful candidate is not already licensed, upon starting with First National, they will be registered for the applicable educational courses and upon successful completion of the exam, First National will register them with BCFSA to complete the licensing process.

• Bright open concept office environment
• Large kitchens with a coffee and latte maker to enjoy at no cost
• Supportive teamwork focused environment
• Opportunities to give back to the communities and work through events focused on a variety of charities
• Ongoing social events throughout the year
Extensive training programs to set our employees up for success

First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation or any other category protected by law.

First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at ac .

We would like to thank all applications for their interest, but only candidates selected for an interview will be contacted.