Credit Products Underwriter III - Commercial Banking

BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates Trans Fund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions:
Bank of Albuquerque;
Bank of Oklahoma;
Bank of Texas and BOK Financial®.

Join us as a Credit Product Underwriter III – Commercial. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry‑leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small when we work together to build relationships.

Bonus Type: Formula Based.

The Credit Products Underwriter III – Commercial is primarily responsible for underwriting more complex financial transactions, including the financing of multiple business endeavors such as investment real estate, owner‑occupied real estate, working capital, equipment, leveraged buy‑outs/acquisitions, healthcare‑related opportunities, and credits augmented with an SBA guarantee. In addition, the CPU III is responsible for providing product and industry expertise to the client by designing and executing solutions for the more complex and specialized clients and transactions.

Industries and products offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50% +) of the Credit Requests are from prospects that require an additional level of due diligence and analysis. The CPU III will have multiple active credit requests from various Relationship Managers and geographic locations and must prioritize and exhibit excellent time management.

The CPU III will have client‑facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Superb communication skills (written and verbal) must be present to effectively communicate with the various Relationship Managers and other BOKF personnel. The majority of the CPU III’s time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide expert counsel and advice.

The CPU III will partner with the RMs to assist in generating revenue and profitability.

We are a collaborative, conscientious, and goal‑oriented team. We value initiative, and we care about the quality of our work. Managers across the line of business are readily available and accessible for any needs you may have. You are responsible for driving the process, and our leaders are there to support you. Mentorship within the team is a common practice that will provide opportunities for growth.

• The majority of your time will be spent conducting the complex credit analysis to finance multiple business endeavors including investment real estate, owner‑occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare‑related opportunities, and credits augmented with an SBA guarantee.
• Your day will consist of credit conversations, decision making, and communication with credit leadership and Relationship Managers.
• You will work efficiently to get deals approved while mitigating risk.
• You will prepare commitment reports for all of the multi‑state markets supported by the lending center.
• You will have client‑facing responsibilities, providing consultation to deliver the best possible integrated solution to the client.
• You will help mentor and train junior underwriters.

This level of knowledge is normally acquired through completion of a Bachelor’s degree and 8+ years of credit analysis/credit products underwriter experience; or 14+ years of equivalent work‑related experience.

Office – Occasional Travel.

Take the first step towards your next career opportunity!

The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.

Please contact rec with any questions.