Associate Director, Structured Finance

Overview

Our Mission

Advancing Essential Intelligence.

Grade Level (for internal use): 12

Credit Analytics is an integral part of the Global Ratings Services team, comprising a diverse group of 1400 analysts. We foster collaboration, inclusivity, and continuous learning. You will be part of a forward‑thinking team committed to excellence and impactful credit analytics.

This role contributes to a team at the forefront of ratings innovation focusing on structured finance. It supports the timely delivery of high‑quality credit opinions on innovative and complex structured finance transactions, while maintaining analytical consistency and rigor across rating practices.

• Perform rigorous analytical work, research, fundamental credit analysis and writing of analytical reports on structured finance and cross‑practice transactions.
• Interact with market participants to educate external stakeholders about S&P’s analytical approaches and assess analytical proposals on novel structures and presentation of analytical findings to internal and external constituencies.
• Collaborate with analytic teams from different practices and regions to provide rating solutions for complex and esoteric transactions.
• Serve as a primary analyst on new issue and surveillance transactions, completing the end‑to‑end ratings process. Perform cash flow analysis, synthesize results, and present findings in a timely manner to committees.
• Review legal and operating documents to ensure consistency with criteria and identify issues with the transaction structure. Provide comments to external parties.
• Actively manage relationships with internal and external clients.
• Demonstrate strong knowledge of ratings criteria across structured finance and related practices and handle clients’ analytical questions.
• Actively contribute to training and outreach efforts, including timely commentaries, podcasts, and webinars.

This section is applicable to US candidates. The anticipated base salary range is $120,400 to $180,000. Final base salary will be based on geographic location, experience, skill set, training, licenses, and certifications.

• 3+ years’ experience in structured finance and credit analysis (typical for this level).
• Ability to consider relative creditworthiness outside of a typical criteria context.
• Ability to consider new asset and structural risks in the context of rating principles.
• Diligent, intellectually curious self‑starter with a strong work ethic.
• Strong proficiency with Excel, financial models, and financial data.
• Strong understanding of financial markets and their relationship to S&P products.
• Excellent verbal and written communication skills.
• Ability to analyze and solve non‑routine problems in a timely and insightful manner.
• Ability to multi‑task and manage deadlines under time pressure.
• Strong interpersonal skills and ability to work well in a collaborative team.
• Excellent research skills
• Experience with cash flow modeling
• Bachelor's degree required.
• All employees are required to work from the office a minimum of 2 days per week.
• Final stage interview requires at least one in‑person interview at the nearest S&P Global Ratings office before an offer.

• MBA or CFA
• Knowledge of cash flow modeling and programming languages (e.g., C++, MATLAB, Python, R, VBA) and strong Excel skills.

This role is limited to persons with an indefinite right to work in the United States.

At S&P Global Ratings, our analyst‑driven credit ratings, research, and sustainable finance opinions provide critical insights to translate complexity into clarity for market participants.

Details about our mission, people, values, and benefits are provided below in the original posting. For more information about benefits by country, visit the benefits site linked in the posting.

Integrity, Discovery, Partnership. We collaborate with customers to achieve shared goals and drive innovation.

We take care of you so you can take care of business. Our benefits include health and wellness, flexible downtime, continuous learning, retirement planning, education support, and family friendly perks. Some benefits vary by country.

S&P Global is committed to fairness, transparency, and merit in hiring, with a focus on diversity and inclusion. Compliance and fraud prevention information is provided, including guidance on reporting suspected recruitment fraud.

S&P Global is an equal opportunity employer. If you need accommodation during the application process, please email

US Candidates Only: EEO poster and pay transparency information are available as described in the posting.

Job

Posted On:

Location:

New York, NY, United States