Senior Underwriter Market, Group Insurance

Senior Underwriter Large Market, Group Insurance page is loaded## Senior Underwriter Large Market, Group Insurance remote type:
Hybrid - In office 3 days per week locations:
Bethlehem:
Boston time type:
Full time posted on:
Posted Todayjob requisition :
RThe
** Senior Underwriter
** is responsible for providing pricing and plan design for companies with 1,000 or more lives utilizing prior claim experience and manual rates. Products include Group Dental, Vision, FMLA, STD, LTD, and Life insurance.

The underwriter will possess top technical competence, the ability to learn how to underwrite new lines of coverage and the ability to deeply analyze the key drivers of insurance plan performance. The underwriter will be an excellent negotiator who builds collaborative relationships with Sales and other areas of Guardian to solve business issues and win. The underwriter will be both a confident communicator and an independent decision-maker.

You will
* Recommend competitively priced products, funding arrangements, and services to meet customer requirements
* Leverage all available resources to improve risk management, enhance decision-making, and provide create solutions for internal and external customers
* Determine pricing of new business and/or renewal business, including alternate plan of benefit options, within assigned authority levels
* Communicate rate/fee development and plan design offered. Assess contract comparisons for takeover business
* Negotiate with sales representatives or agents/brokers to resolve rate questions and risk related concerns
* Provide consultative services to sales producers, brokers, and/or customers regarding group insurance plans
* Handle administrative processing of cases. Utilize underwriting systems and databases for quotes, sales, and/or renewals to track results
* Ensure accurate and consistent application of Underwriting Policies and Procedures
* Apply knowledge of Federal and State legislation related to Group Insurance Products
* Document case decisions and underwriting rationale
* Effectively works as part of a regional Underwriting Team
* Provide mentoring/coaching to help develop technical skills of others, support team growth and development initiatives. Conduct training for sales and/or underwriting staff as needed
* Participate in project work or on teams to develop or improve underwriting processes

You have
* 5+ years of experience with Group Life, Disability and/or Dental underwriting
* Background in experience-based rating and risk assessment
* Ability to prioritize and efficiently manage multiple work items and due dates
* Proficiency with Underwriting tools and systems.
* Demonstrated ability to leverage AI-driven tools (e.g., Microsoft Copilot) and automation to enhance decision-making and efficiency; comfortable exploring emerging technologies and continuously seeking innovative solutions
* Thorough knowledge of Group Insurance products/processes
* Knowledge of local market competition and strategy (e.g., impact on claim pricing and product choices)
* Excellent analytical and mathematical skills and ability to apply them to complex cases and issues
* Ability to make decisions, solve problems and meet challenges in completing work
* Strong negotiation and conflict resolution skills
* Proven ability to work independently
* Excellent verbal and written communication and presentation skills. Effective command of Word, Excel, and PowerPoint applications
* Continuously strives to provide superior products and customer service
* Takes ownership for meeting individual performance objectives
* Upholds Guardian's commitment to ethical business practices

Critical

Skills:

* Risk Assessment & Analytical Thinking
* Financial Analysis & Business Acumen
* Attention to Detail & Regulatory Compliance
* Communication & Negotiation Skills
* Technical Proficiency & Adaptability

LOCATION  Hybrid role - This position requires 3 days in a Guardian office with preferred locations being Bethlehem, PA and Boston, MA. We will consider candidates outside of preferred locations, offering flexible work arrangements if aligned.
** Salary Range:**$68,970.00 - $The salary range reflected above is a good faith estimate of…