Capital Management, Treasury – Senior Analyst

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Sr. Analyst, Treasury supports day-to-day operations in Capital Planning and provides senior analysis in support of operations.

The team manages Risk Weighted Asset (RWA) and capital generation forecasting under US GAAP and IFRS, including monthly, quarterly, and year-end forecasts communicated regularly to the CFO and CEO. The role works closely with business finance partners to support the 3-year plan and budget for capital generation and RWA.

This role supports US GAAP and IFRS capital and RWA forecasting, monitors and forecasts key ratios, and investigates drivers of changes in capital using databases/SQL and large datasets. Strong MS Excel and SQL skills are required;
Power BI is a plus.

• Execute day-to-day operations in Management Processes
• Validate accuracy of internal financial and operational reporting
• Perform variance, reconciliation, and forecasting analysis of key financial data
• Monitor key ratios
• Ensure adherence to established standards and risk limits
• Execute and report on SOX controls to support a strong internal control environment
• Perform required accounting entries and reporting
• Ensure treasury policies, practices, and procedures are followed
• Communicate effectively with internal stakeholders

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree:
Finance, Economics, Business or equivalent field.

- Required.

3+ Years Financial planning, analysis or related experience - Required
3+ Years Experience in Capital Management

English – Required

• Excellent analytical skills
• Excellent organizational skills
• Strong project management skills
• Detail oriented with ability to research, organize and analyze financial data
• Advanced in MS Word, MS Excel, SQL, Power BI, MS Outlook, and working with large sets of data

• Ability to work well within a team
• Ability to prioritize tasks and handle numerous assignments simultaneously
• Ability to convey a sense of urgency and drive
• Strong verbal and written communication skills in interacting with internal stakeholders
• Strong interpersonal skills
• Customer service skills

• CTP : (Certified Treasury Professional) - Preferred.

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Minimum: $61,875.00 USD

Maximum: $ USD

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.