Interest Rate Risk Analyst

** It Starts Here:*
* Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.  This is more than a strategic shift.  It's a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities  
** We Want to Talk to You!*
* ** The Difference You Make:*
* The Interest Rate Risk (IRR) Analyst plays a key role in strengthening the organization's (IRR) oversight by supporting accurate, timely, and well-controlled risk measurement processes. By contributing to core analytical production cycles, model governance activities, and cross-entity coordination, you help ensure the integrity of risk metrics, enhance transparency, and support informed balance sheet management decisions.

Position Summary

+ Support the monthly Interest Rate Risk (IRR) metric production process within QRM, ensuring accuracy, completeness, and timely delivery of risk measures.

+ Contribute to the annual IRR limit-setting process for SHUSA and its subsidiaries by preparing analysis, documentation, and supporting materials.

+ Assist with monthly and quarterly model control activities, including ongoing performance monitoring and validation support for IRR models.

+ Partner with IRR team members to learn, document, and enhance recurring analytical and reporting procedures to improve efficiency and control.

+ Perform ad-hoc IRR analyses to support risk management, regulatory, and business-driven requests.

+ Collaborate with headquarters and subsidiary stakeholders to promote adherence to established IRR procedures, standards, and governance frameworks.

+ Identify opportunities to automate and streamline analytical workflows using appropriate tools and programming capabilities.

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* What You Bring:

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* To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

+ Bachelor's degree in Finance, Mathematics, or a related quantitative field with financial coursework - Required.

Experience

+ 1+ years of experience in Market Risk, Interest Rate Risk, or Asset Liability Management within the financial services industry - Required.

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Experience with QRM or similar financial risk management systems.

- Preferred.

Skills

+ Proficiency in Microsoft Excel, including advanced analytical functions.

+ Working knowledge of financial products and interest rate risk concepts.

+ Familiarity with VBA, SQL, or Microsoft Access.

+ Exposure to programming languages such as R, MATLAB, or Python for data analysis and process automation.

+ Strong analytical and quantitative problem-solving abilities.

+ Clear and effective written and verbal communication skills.

+ Detail-oriented mindset with a focus on accuracy and process control.

+ Ability to collaborate effectively across teams and organizational levels.

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* Certifications:

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* None

** It Would Be Nice For You To Have:*
* Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

** What Else You Need To Know:*
* The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

** Base Pay Range:*
* Minimum:

$63,750.00 USD

Maximum:

$ USD

** We Value Your Impact:*
* Your contribution matters and it's recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.  Offering more than just a paycheck our benefits are designed to support…