Credit Analyst III

About The Role

Want to work for a company that cares about its community and its employees? We believe in making the place we live and work better every day.

We strive to succeed in business while also being valuable and compassionate neighbors.

Come find your passion with us! Mountain West Bank. Today. Tomorrow. Together.

If you are searching for a successful organization with an amazing culture, a company that celebrates its employees and gives back to the communities we serve, look no further! Mountain West Bank has been on the Forbes Top 20 list for the past 9 years. Our parent company, Glacier Bancorp., has total assets of $29.0 billion and shareholder equity of $3.6 billion.

We are a community bank with the full resources of a larger banking organization.

At this time, we are hiring for an exceptional Credit Analyst III for our Commercial team. This position may be performed and located in either Coeur d'Alene,  Boise,  Credit Analyst III is responsible for analyzing complex financial data, preparing credit authorizations, conducting commercial credit reviews, evaluating real estate collateral, assisting in portfolio management, and coaching team members. All employees must maintain regular and reliable attendance as this is an essential function of the position.

This is a full-time, salaried position. Must be available Monday through Friday, 8:00 AM – 5:00 PM for a total of 40 hours a week. Rate of pay depends on experience.

• Prepare and oversee credit authorizations, loan documents, and financial analyses for new and existing accounts.
• Independently analyze complex financial statements and tax returns; identify trends and assess borrower risk.
• Evaluate collateral and complete internal commercial real estate appraisals.
• Maintain in-depth knowledge of lending policies and regulatory compliance (BSA, Patriot Act, OFAC).
• Coach and mentor team members; provide leadership within the department and community.
• Communicate with borrowers to gather necessary information.
• Support Relationship Managers in portfolio management and covenant monitoring.
• Monitor borrower financial condition and report significant changes.
• Participate in bank and community volunteer activities.
• Maintain service standards and perform additional duties as assigned.

Additional duties may be necessary depending on business needs.

• Bachelor’s degree in finance, accounting, or related field
• 3 years of credit analyst experience in banking
• Proficient in Microsoft Office (Word, Excel, Outlook)
• Strong communication, organizational, and customer service skills
• Ability to maintain confidentiality

• Experience with Jack Henry systems

Must be able to routinely perform work indoors in a climate‑controlled shared work area with moderate noise level.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on the computer for an average of 6‑8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the…