Credit Analyst II

About The Role

Want to work for a company that cares about its community and its employees? We believe in making the place we live and work better every day.

We strive to succeed in business while also being valuable and compassionate neighbors.

Come find your passion with us! Mountain West Bank. Today. Tomorrow. Together.

If you are searching for a successful organization with an amazing culture, a company that celebrates its employees and gives back to the communities we serve, look no further! Mountain West Bank has been on the Forbes Top 20 list for the past 9 years. Our parent company, Glacier Bancorp, has total assets of $29.0 billion and shareholder equity of $3.6 billion.

We are a community bank with the full resources of a larger banking organization. At this time, we are hiring for an exceptional Credit Analyst II for our Commercial team. This position may be performed and located in either Coeur d'Alene,  Boise,  Credit Analyst II is responsible for analyzing complex financial data, preparing and reviewing credit authorizations. The Credit Analyst II will conduct annual commercial credit reviews, evaluate commercial real estate, and assist in managing the commercial loan portfolio.

All employees must maintain regular and reliable attendance as this is an essential function of the position.

This is a full-time, salaried position. Must be available Monday through Friday, 8:00 AM - 5:00 PM for a total of 40 hours a week. Rate of pay depends on experience.

• Prepare and oversee credit authorizations, loan documents, and financial analyses for new and existing accounts.
• Independently analyze complex financial statements and tax returns; identify trends and provide insights on borrower and industry data.
• Evaluate collateral values and prepare internal commercial real estate appraisals.
• Maintain thorough knowledge of bank lending policies and procedures.
• Communicate with borrowers to gather additional information.
• Support Relationship Managers in portfolio management and covenant monitoring.
• Monitor borrower financial health, compliance, and report significant changes.
• Ensure compliance with bank policies and regulations (BSA, Patriot Act, OFAC).
• Participate in bank and community volunteer activities.
• Maintain service standards and perform other duties as assigned.

Additional duties may be required depending on business needs.

• Bachelor’s degree in Finance, Accounting, or related field.
• Minimum 2 years’ credit analyst experience in banking.
• Proficient with Microsoft Office (Word, Excel, Outlook).
• Strong communication, organizational, and customer service skills.
• Ability to maintain confidentiality.

• Experience with Jack Henry systems.

Must be able to routinely perform work indoors in a climate-controlled shared work area with moderate noise level.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is often required to sit; use hands in repetitive motions to finger, grasp, handle or feel;

and talk or hear. The employee is occasionally required to stand; walk; and lift or reach with hands and arms. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management.

Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation. Specific lifting abilities required by this job include: sedentary work; exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body.

Specific vision abilities required by this job include close visual acuity to perform an activity such as preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee…