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Credit Analyst III

Job in Boise, Ada County, Idaho, 83708, USA
Listing for: Guaranty Bank & Trust
Full Time position
Listed on 2026-01-17
Job specializations:
  • Finance & Banking
    Financial Analyst
Job Description & How to Apply Below

About The Role

Want to work for a company that cares about its community and its employees? We believe in making the place we live and work better every day. We strive to succeed in business while also being valuable and compassionate neighbors.

We are a community bank with the full resources of a larger banking organization, and we are hiring for an exceptional Credit Analyst III for our Commercial team. The position may be performed and located in either Coeur d'Alene,  Boise, .

Key Responsibilities
  • Prepare and oversee credit authorizations, loan documents, and financial analyses for new and existing accounts.
  • Independently analyze complex financial statements and tax returns; identify trends and assess borrower risk.
  • Evaluate collateral and complete internal commercial real estate appraisals.
  • Maintain in-depth knowledge of lending policies and regulatory compliance (BSA, Patriot Act, OFAC).
  • Coach and mentor team members; provide leadership within the department and community.
  • Communicate with borrowers to gather necessary information.
  • Support Relationship Managers in portfolio management and covenant monitoring.
  • Monitor borrower financial condition and report significant changes.
  • Participate in bank and community volunteer activities.
  • Maintain service standards and perform additional duties as assigned.

Additional duties may be necessary depending on business needs.

Qualifications
  • Bachelor's degree in finance, accounting, or related field.
  • 3 years of credit analyst experience in banking.
  • Proficient in Microsoft Office (Word, Excel, Outlook).
  • Strong communication, organizational, and customer service skills.
  • Ability to maintain confidentiality.
Preferred Knowledge, Skill, Ability
  • Experience with Jack Henry systems.
Work Environment

Must be able to routinely perform work indoors in a climate‑controlled shared work area with moderate noise level.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee is often required to sit, use hands in repetitive motions, talk or hear. Occasionally required to stand, walk, lift, or reach.

Must operate routine office equipment and work extended hours or travel when required. Must have regular, reliable, and timely attendance.

What We Offer

Starting salary is dependent on relevant experience and may vary by location. We offer a comprehensive benefits package that includes medical, dental, vision, life insurance, an HSA option, an EAP, a health rewards program, a retirement plan with 401(k) and profit‑sharing, short‑ and long‑term disability, education and training benefits, and banking product discounts. Paid time off accrues at 0.0745 hours per hour worked, with a maximum of 240 hours per year for full‑time employees.

Employees also receive six paid holidays and other state‑specific holidays. More details are available on our website.

We are an Equal Opportunity Employer employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the U.S.

No recruiters or unsolicited agency referrals please.

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