Credit Analyst

About The Role

Want to work for a company that cares about its community and its employees? We believe in making the place we live and work better every day.

We strive to succeed in business while also being valuable and compassionate neighbors.

Come find your passion with us! Mountain West Bank. Today. Tomorrow. Together.

If you are searching for a successful organization with an amazing culture, a company that celebrates its employees and gives back to the communities we serve, look no further!
Mountain West Bank has been on the Forbes Top 20 list for the past 9 years. Our parent company, Glacier Bancorp., has total assets of $29.0 billion and shareholder equity of $3.6 billion. We are a community bank with with the full resources of a larger banking organization. At this time, we are hiring for an exceptional Credit Analyst I for our Commercial team.

This position may be performed and located in either Coeur d'Alene,  Boise,  Credit Analyst I is responsible for analyzing financial data, preparing credit authorizations, conducting annual credit reviews, evaluating commercial real estate, and supporting portfolio management of the commercial loan portfolio. The Credit Analyst must adhere to Mountain West Bank's high service standards for both internal and external customers. All employees must maintain regular and reliable attendance as this is an essential function of the position.

This is a full-time, hourly position. Must be available Monday through Friday, 8:00AM - 5:00PM for a total of 40 hours a week. Rate of pay depends on experience.

• Prepare credit authorizations, loan information sheets, and supporting documentation for new and existing accounts.
• Analyze financial statements and tax returns; identify trends and raise questions based on borrower and industry data.
• Conduct internal evaluations of commercial real estate and analyze collateral values.
• Communicate with borrowers to obtain or clarify financial information.
• Support Relationship Managers with portfolio management tasks.
• Monitor borrower financial condition and covenant compliance; report significant changes.
• Maintain service level standards and comply with internal policies and applicable regulations, including BSA, Patriot Act, and OFAC.
• Participate in bank and community events.
• Perform other related duties as assigned.
• Flexibility to perform additional duties as needed.

• Associate's degree or 1 year experience in accounting or financial analysis
• Proficient in Microsoft Office (Word, Excel, Outlook)
• Strong written and verbal communication skills
• High level of confidentiality and professionalism
• Excellent customer service and organizational skills

• Bachelor's degree in Finance or Accounting
• 1+ year of banking experience
• Experience with Jack Henry systems

Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include:
Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of…