Appraisal Specialist

Wage Range:
Min: $52,831, Mid: $64,935, Max: $85,282

The Appraisal Specialist assists with the administration of the Bank's appraisal program for residential and commercial loans. Ensures the Bank is compliant with all appraisal regulations and internal policies, and utilizes knowledge of appraisals and real estate markets to provide a consistent, thorough, and compliant review function for appraisals received by Bank. Provides additional support to lending and credit staff by addressing real estate and appraisal-related inquiries.

Demonstrates foundational knowledge of appraisal law and bank policy, and is a reliable resource for bank personnel on valuation issues.

The Appraisal Specialist may assist other appraisal staff with administrative functions to support the bank's appraisal program as needed. Performs internal evaluations and appraisal reviews on all property types and reaches logical and correct conclusions on those reports without additional oversight, and can speak knowledgeably with appraisers and lending staff about specific appraisal issues.

• Perform reviews of commercial and residential appraisals, ensuring all appraisals are reviewed for compliance and accuracy.
• Analyze appraisal methodology for soundness of conclusions.
• Maintain up to date knowledge of key real estate trends and metrics in the Bank's market areas.
• Communicate with internal staff & external vendors knowledgeably regarding appraisal methodology related to both commercial and residential valuation issues.
• Perform internal evaluations on common property types for loan transactions that do not require an appraisal.
• Responsible for assisting in the engagement of outside firms for appraisals of commercial and residential properties.

• Bachelor’s Degree and minimum 5 years valuation experience, preferably within the banking industry preferred or equivalent combination of education and experience.

Heartland Bank and Trust Company is headquartered in Bloomington, Illinois. With 70+ locations throughout Illinois and Eastern Iowa, Heartland continues to grow and is committed to preserving strong ties to our communities, customers, employees, and shareholders.

Heartland Bank’s mission is to “create value for the customer, earn a profit for the Bank, and have fun doing it!” At Heartland, employees have the opportunity to make a difference every day.

At Heartland Bank, we offer a competitive benefits package to provide you with peace of mind.  to learn more about what benefits we have to offer.

• Regularly:
  Sitting, Feeling/Touching, Talking, Hearing, Vision - close peripheral, depth
• Frequently:
  Standing, Walking, Grasping/Reaching - with arms and hands, Repetitive Motions
• Occasionally:
  Climbing and/or Balancing, Stooping, Kneeling, Crouching, and/or Crawling, Lifting (30 lbs.)

Heartland Bank is deeply committed to creating a workplace where inclusion is not only valued but prioritized. We’re proud to be an equal opportunity employer, seeking to create a welcoming and diverse environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity or expression, family status, marital status, sexual orientation, national origin, genetics, disability, age, or any other non-merit based or legally protected grounds.

The salary range represents the range of possible compensation at the time of posting. Heartland Bank considers several factors when extending an offer, including but not limited to, the role and associated responsibilities, a candidate’s work experience, education/training, key skills, and internal equity.

The salary range minimum, midpoint, and maximum listed above represent a full range of career compensation growth over time in this position and pay grade. Starting pay typically starts between minimum and midpoint upon hire. The Bank offers compensation growth opportunities within its career architecture.