Senior Trust Officer

Department:
Trust and Wealth FLSA Status:
Exempt

Reports to:

Senior Vice President, Trust Wealth Senior Trust Officer at Chain Bridge Bank, N.A. The Senior Trust Officer is a senior fiduciary officer responsible for administering complex trust and estate relationships and providing leadership within the Trust Wealth Department. This role exercises substantial independent judgment in fiduciary decision-making and discretionary distributions, and serves as a subject matter resource to other trust officers and internal stakeholders.

The Senior Trust Officer is accountable for ensuring that assigned accounts are administered in strict accordance with governing instruments, applicable law, OCC fiduciary standards, and Bank policy. The role includes active participation and leadership within the Bank’s Trust Administration and Investment Committee and meaningful involvement in regulatory examinations, internal audits, and fiduciary risk oversight.

The Trust Wealth Department delivers fiduciary administration, investment management, custody, estate administration, and wealth planning services. The Bank serves in a variety of fiduciary capacities, including trustee, co-trustee, successor trustee, agent for trustee, and custodian. The department administers a broad range of assets, including marketable securities and complex non-marketable assets such as closely held businesses, real estate, mineral interests, and other unique holdings.

The investment philosophy emphasizes long‑term discipline, diversification, cost awareness, and adherence to fiduciary standards of prudence and loyalty.

Compensation will be commensurate with experience and qualifications. This role is eligible to participate in the Bank’s annual incentive compensation plan, under which employees may earn a cash bonus based on the performance of the Company and the team, with an emphasis on financial results and risk management. Plan terms, eligibility, and payout amounts are determined at the sole discretion of the Bank and are subject to change.

This is a hybrid position, with a requirement to be in the office at least three days per week in McLean, Virginia.

• Competitive base salary
• Comprehensive health benefits (medical, dental, and vision)
• 401(k) retirement plan with employer contribution
• Paid time off, including vacation, holidays, and sick leave
• Annual incentive compensation plan
• Professional development opportunities relevant to the role and the Bank’s operating environment

• Serve as senior relationship officer for complex, high‑value, or sensitive trust and estate accounts
• Interpret sophisticated governing instruments and exercise discretionary authority consistent with fiduciary standards
• Make and document complex distribution decisions
• Oversee fiduciary tax matters, accounting, and unique asset administration
• Identify, assess, and elevate fiduciary risk issues

• Serve as a voting member of the Trust Administration and Investment Committee
• Present complex matters for committee review and provide informed recommendations
• Contribute to policy refinement and fiduciary governance standards

• Maintain thorough documentation supporting fiduciary decisions and discretionary actions
• Participate in OCC examinations, internal audits, and risk reviews
• Assist in remediation efforts arising from audit or regulatory findings
• Ensure adherence to applicable fiduciary regulations, internal controls, and compliance programs

• Serve as a technical resource and mentor to Trust Officers and junior staff
• Review work product for accuracy and fiduciary sufficiency where appropriate
• Support training initiatives within the department

• Maintain trusted advisor relationships with clients, beneficiaries, and their professional advisors
• Represent the Bank in meetings with attorneys, accountants, and external advisors
• Support business development initiatives consistent with the Bank’s risk standards

• Maintain relevant…