Renewal Underwriter - Property and Casualty

Who Are We?

Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

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Business Insurance helps companies in the UK and Ireland identify, prepare for and mitigate risks by offering a broad array of industry‑specific, combined property and casualty insurance solutions to customers. This includes SME solutions traded directly, Commercial Accounts traded via brokers, and Corporate Solutions to FTSE 350 Risk Managed companies.

We are looking for an Underwriter with previous property & casualty experience to join our existing business team in Birmingham. You will be able to demonstrate technical underwriting expertise as well as the ability to build both internal and external relationships to drive exceptional results.

In this role, you’ll proactively manage submissions, quotes, and binds for renewals while building strong broker relationships to deliver innovative insurance solutions to customers. You’ll analyse and evaluate risk within your assigned portfolio, using your decisive and detail‑oriented approach to achieve business goals. Your ability to independently assess risk, negotiate terms, and sell our products will be essential to Travelers’ sustainable profitability and success.

Travelers Europe currently offers flexibility to employees who wish to work on a hybrid basis in accordance with our Hybrid Work Arrangements Policy. This entails full time employees working three days a week in the office and two days at home (or pro rata for part‑time employees). This policy may be changed at the Company’s discretion.

• Manage the profitability, growth, and retention of an assigned book of business comprised of routine to moderately complex accounts across most of our products.
• Underwrite and skillfully negotiate moderate risks to minimise risk and maximise profitability, including Mid Term Adjustments (MTAs).
• Proactively manage your portfolio, ensuring key performance indicators are consistently achieved and you actively target new business and retention.
• Identify and take corrective action in collaboration with your Manager / Team on individual risk characteristics identified through Portfolio Management.
• Identify and capture opportunities to write additional lines of business using knowledge of products, risk characteristics and appetite.
• Proactively utilise various technology platforms to quote and bind risk efficiently.
• Provide input and support the presentation of Underwriting Reviews for individual policies or portfolios and manage action points.
• Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to identify cross‑selling opportunities.
• Foster and maintain relationships with brokers by phone, email or other communication channels to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to meetings.
• Develop and execute retention plans and support the new business teams to win business that align with the team’s sales plans to drive success working in partnership with the sales team.
• Train and mentor less experienced underwriters.
• Support and collaboration for more junior members of the team, including referrals.
• Perform other duties as assigned.

• A Levels or similar qualification.
• Good knowledge of products, the regulatory environment, and the local insurance market.
• Good critical thinking skills with the ability to underwrite, market products, identify financial challenges, and analyse available information to make decisions in alignment with our risk appetite.
• Communication skills with the ability to successfully negotiate with brokers.
• Ability to work with people from different backgrounds, experiences, cultures, races, etc. and view those differences as assets to be…