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Senior Property Underwriter

Job in Birmingham, West Midlands, B1, England, UK
Listing for: The Emerald Group
Full Time position
Listed on 2026-01-22
Job specializations:
  • Insurance
    Underwriter, Insurance Analyst, Risk Manager/Analyst
Salary/Wage Range or Industry Benchmark: 125000 - 150000 GBP Yearly GBP 125000.00 150000.00 YEAR
Job Description & How to Apply Below
Position: Senior Property Underwriter – 29378

They are currently looking for an Underwriter to work with them on a full-time basis in either their Manchester OR Birmingham office, reporting into the P&C Underwriting Manager. This is a pivotal role focused on driving profitable growth and managing a high-quality portfolio across mono-line and multiline P&C products, with a key focus on Property.

  • Location: Manchester or Birmingham
  • Type: Permanent

Key Responsibilities (including but not limited to):

  • To underwrite new and renewal business in line with underwriting guidelines and appetite
  • Work with the intermediary/customer, undertake end-to-end handling of cases for the allocated portfolio to deliver the agreed joint business development plans in line with the Company’s overall trading strategy
  • Support the creation and implementation of underwriting strategy, forecasts and portfolio management required to achieve profitability and technical excellence
  • Identify, define and develop business opportunities, seeking the input of other members of staff where appropriate, to ensure that business proposals are dealt with swiftly and effectively
  • Help drive forward good Conduct for the business to deliver the best outcomes for customers / policyholders
  • Understand all appropriate lines of escalation and the responsibilities of the Product Conduct Risk Strategy Group (PCRSG), Underwriting & Claims Sub Committee (UCSC), ExCo and Board for Conduct Risk
  • High level of Property underwriting knowledge
  • Understanding of technical underwriting, philosophy and Company trading strategy
  • Ability to interpret and effectively use management information
  • Knowledge of the local insurance market practices
  • Build internal relationships with Line of Business Managers, team members, Underwriters, the Claims Department and the Syndicate
  • Develop external relationships with a range of contacts within the allocated intermediaries, customers and local market
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Position Requirements
10+ Years work experience
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