Financial Controller

Group Financial Controller – High-Growth Fintech Lender (Birmingham – Hybrid 2-3 Days Onsite)

Salary: £120,000 + discretionary bonus and comprehensive benefits package

Location: Birmingham (Hybrid: 2–3 days onsite)

A fast-growing UK-based Fintech lender specialising in residential Buy-to-Let, bridging loans, and real estate financing is seeking a Group Financial Controller to join its senior finance leadership team. This is a hands‑on role with full ownership of financial reporting, controls, and regulatory compliance, supporting a business poised for strong growth.

Reporting directly to the CFO, you will play a central role in ensuring robust financial governance, overseeing loan book accounting, treasury, and consolidation across multiple entities, including SPVs. This is an excellent opportunity for a technically strong finance professional who thrives in a fast‑paced, entrepreneurial environment and wants to shape the financial strategy of a dynamic, high‑growth business.

• Lead the preparation of monthly, quarterly, and annual financial reporting under FRS
  102/IFRS.
• Ensure robust financial controls, policies, and procedures are maintained and continuously improved.
• Oversee accounting for the loan book, including bridging, Buy-to-Let, and mortgage portfolios, and securitised structures.
• Manage accounting and consolidation of all entities, including SPVs.
• Support treasury and liquidity reporting, ensuring sufficient cash flow for lending and operations.
• Assist the CFO with funding line compliance, covenant monitoring, and securitisation reporting.
• Oversee preparation of regulatory returns for relevant authorities.
• Develop and maintain advanced Excel financial models for reporting, forecasting, and stress testing.
• Liaise with external auditors, tax advisers, and legal counsel as required.
• Mentor and develop junior finance team members, promoting a culture of accountability and excellence.

• Qualified accountant (ACA, ACCA, CIMA, or equivalent) with 10+ years post‑qualified experience.
• Strong technical accounting expertise, including IFRS, loan book accounting, and structured finance.
• Proven experience in a lending environment – bridging finance, mortgages, and Buy-to-Let essential;
  Sharia‑compliant products a plus.
• Excellent Excel and financial modelling skills; capable of building complex models from scratch.
• Strong regulatory knowledge (FCA reporting, securitisation, SPVs).
• Experience managing finance teams and implementing strong control environments.
• Commercially minded, detail‑oriented, and able to communicate complex financial topics clearly.
• Self‑starter comfortable in a fast‑paced, high‑growth environment.

• Opportunity to shape the financial strategy of a high‑growth Fintech lender.
• Exposure to complex funding structures and capital markets.
• Dynamic, entrepreneurial environment with excellent learning and career progression opportunities.
• Competitive salary, discretionary bonus, and benefits package.

If you meet the above criteria, please apply below. Due to high applicant volumes, we are unable to respond to all unsuccessful candidates.