Enterprise Compliance and Operational Risk Function Manager - Credit Card Compliance and Operat

Job Description

At Regions, the Enterprise Compliance and Operational Risk Function Manager serves as a risk management expert within the organization across the first, second, and third line of defense. This position ensures the effective implementation of a risk management framework and related programs, advising on business and product decisions to ensure alignment. Additionally, this position owns one or more products, processes, or programs, driving improvements, policy development, and strategic initiatives to strengthen compliance and risk management.

Primary Responsibilities

• Advises leadership on business and product decisions, ensuring alignment with organizational risk standards
• Designs, implements, and oversees risk programs, including monitoring, testing, and control assessments, including the review of organizational initiatives for risk impact
• Leads initiatives to identify and proactively mitigate emerging risks (e.g., cyber security, artificial intelligence (AI), etc.)
• Assists with regulatory exams and internal audits by compiling requested information and preparing supporting materials
• Develops and delivers training materials and workshops for business units in an effort to increase risk awareness and compliance
• Maintains advanced understanding of applicable laws, regulations, internal policies, and trends, as well as monitors changes and communicates impacts appropriately
• Supervises day-to-day work of junior analysts when appropriate, as well as provides advice and guidance to develop technical skills and knowledge

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor’s degree in related field and eight (8) years of experience in risk, audit, or related oversight function(s)
• Or High School Diploma or GED and twelve (12) years of experience in risk, audit, or related oversight function(s)

Preferences

• Applicable certifications (e.g., Certified Fraud Examiner (CFE), Certified Public Accountant (CPA), Certified Regulatory Compliance Manager (CRCM))
• Experience with Governance, Risk Management and Compliance (GRC) tools
• Knowledge of data visualization and programming software
• Knowledge of end-to-end banking processes (e.g., sales, account opening, account servicing, payments)
• Knowledge of key federal acts and associated banking regulations (e.g., Dodd-Frank Act, Electronic Fund Transfer Act, Expedited Funds Availability Act, Truth in Lending)
• Knowledge of risk management frameworks (e.g., Basel, Committee of Sponsoring Organizations (COSO))
• Master’s degree in related field

Skills and Competencies

• Ability to learn additional systems as needed
• Ability to make balanced, risk-based decisions based on facts
• Ability to prioritize projects and allocate time efficiently and effectively
• Ability to research, analyze data, and derive facts
• Ability to solve problems and implement effective solutions
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
• Strong verbal, written communication, and organizational skills
• Strong work ethic and self-motivation

Experience with credit card regulatory compliance and operational risk – including interpreting regulations, assessing control environments, and ensuring processes align with compliance and risk-management standards.

Experience implementing compliance programs – including conducting risk assessments, managing identified issues through remediation, and supporting continuous improvement of the compliance framework.

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum: $ USD

Medi…