Corporate AML​/CFT Analyst

About The Role

The Corporate AML/CFT Alert Analyst is responsible to detect, review and report on potential suspicious activities filtered and alerted on by the Suspicious Activity Monitoring (SAM) system. This position will perform all functions necessary to maintain compliance with the GBCI BSA/AML/OFAC Program, Policies, and Procedures in order for the bank to comply with legal and regulatory requirements and maintain satisfactory ratings on all BSA Audits and Exams.

This is a Corporate position which may be located at an available bank division location across our nine-state footprint in AZ, CO, , MT, NV, TX, UT, WA, or WY. The entry-rate for this position is $21.83 + /hour (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

WA Applicants ONLY:
Spokane, WA range $24.38 to $35.69 an hour. Wenatchee, WA $24.72 to $37.09 an hour.

• Determine if alerts can be closed or warrant further investigation and elevation to an active investigation in the case management system. As necessary, use available research tools (public internet sources as well as third party sites) to identify information concerning transactions identified for further investigation. Request additional information by contacting various compliance or business personnel throughout the organization to determine if facts and circumstances surrounding unusual transactions warrants closure of the investigation or if further action is warranted.
  
  Escalate unusual activity or lack of responsiveness to inquiries to Management. Document investigations as instructed and submit QARs as warranted.
• Work with divisions and operations units to investigate transactions that are suspicious in nature. Analyze account data for suspicious activity using the AML monitoring system.
• Maintain an understanding and working knowledge of banking operations as they relate to BSA/AML/OFAC compliance including; teller functions, new accounts, wire transfers, electronic banking and letters of credit. Ensure that training is kept current on BSA/AML/OFAC regulations.
• Assist supervisor(s) in developing and maintaining standard processes and procedures to comply with BSA/AML/OFAC requirements in this area.
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.

About You

Required:

High School Diploma / GED

Preferred:
Associate Degree in Business, Intelligence Studies, Accounting, Finance, Law, Criminology, or related field.

3 years. Demonstrated banking experience with branch/back office operations, compliance, audit, lending or a related function.

Required advanced knowledge of general bank products and services, particularly those offered in a community banking environment, including understanding of bank operations and the flow of funds through a financial institution. Advanced knowledge of BSA/AML regulations and compliance as it applies to BSA reporting requirements, suspicious activity for money laundering, terrorist financing and fraud.

Preferred:
Experience with transaction and/or financial analysis. Experience using Excel for data review and analysis, including use of Pivot Tables, charts, and Macros.

Would an equivalent combination of relevant education and work experience be considered? Yes

• Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy.
• Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
• Employee must be a team player and have a proven ability to build rapport and work effectively with employees at all levels of the organization.
• The ability to collaborate, communicate, motivate, persuade, and influence stakeholders is a critical component of the position.
• Ability to take initiative, and make decisions based on regulations, company policies, knowledge and experience with minimal supervision.
• Ability to adapt to change (e.g. shifting priorities, demands, and timelines) through time management, analytical, and problem solving skills.
• Employee must be well organized with ability to prioritize and multi-task in a fast paced work environment and meet deadlines with minimal supervision.
• Employee must be capable of regular, reliable, and timely attendance. Must be willing to work flexible hours or be on-call when needed.

Travel Occasional travel required: (less than 10 days per year) by automobile (as driver and passenger),…