Portfolio Manager- Bellaire

Research shows that individuals from historically underrepresented groups may hesitate to apply for roles unless they meet every listed requirement. If you believe your skills, knowledge, and experience align with the role, even if they don’t exactly match the listed qualifications, we encourage you to apply. Your unique talents may be exactly what we’re looking for.

Open to anyone residing in Texas.

The Portfolio Management Team oversees the entire life cycle of commercial credit, from monitoring and servicing existing relationships to identifying new opportunities from existing clients and adapting to evolving client needs. They balance risk and opportunity, ensuring loans are structured soundly, monitored diligently, and modified responsibly to support regulatory compliance, minimize credit losses, and maintain portfolio integrity.

The Portfolio Manager manages a portfolio of commercial loan relationships with increasing independence, leads the renewal and annual review process, serves as the secondary point of contact for existing clients on servicing matters and collaborates with Relationship Managers to identify new lending current portfolio.

• Independently manage a portfolio of commercial loan relationships across multiple Relationship Managers, potentially across multiple locations.
• Liaise between Commercial, Credit, and Operations teams.
• Conduct credit reviews ratings.
• Ensure compliance with financial covenants and servicing requirements.
• Lead the renewal and annual review process.
• Structure modifications to existing exposures and monitor portfolio performance.
• Manage maturing loans to ensure timely renewal prior to maturity.
• Credit Analysis and Risk Management
  • Manage credit risk with prior credit training.
  • Analyze trends within the loan and deposit portfolios and mitigate risks.
  • Monitor financial spreads with receipt of interim financial reporting.
  • Work with Credit Analysts on narrative comments and review overall credit packages.
  • Review loan documentation.
  • Present credit packages or comment during Loan Committees for assigned portfolio loans.
• Client Interaction and Support
  • Serve as the second point of contact for prospective customers and the first point of contact on loan underwriting and routine reporting matters for existing customers.
  • Attend initial sales calls with Lenders.
  • Work with clients to collect documentation and answer questions during loan underwriting.
• Compliance and Administrative Support
  • Handle Anti-Financial Crimes requests for information and liaise between the bank and customers.
  • Assist with front-end data entry for renewals, modifications, and new opportunities from the portfolio.
  • Order and review field audits.
  • Assist with ACH and RDC reviews and approvals.
  • Verify and approve wires and overdrafts.
  • Compliance with any and all BSA/AML/CFT and Sanctions requirements set forth by Bank Policy and Procedure, including but not limited to timely completion of assigned training.

This position is not responsible for the supervision of staff.

The incumbent is in a non-confined office setting in which they are free to move about  the course of performing the duties and responsibilities of this position spends time writing, speaking, listening, lifting (up to 25 pounds), sitting, typing on a computer keyboard, and standing, kneeling and reaching.

The incumbent for this position may operate any or all of the following: telephone, copy and fax machine, adding machine, computer and related printers.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The incumbent in this position must be able to read documents or instruments, detailed work, problem solving, customer contact, reasoning, math, verbal and written communication, analytical reasoning, multiple tasks with constant…