Intermediate Underwriter, Personal Lines Property and Casualty

Intermediate Underwriter, Personal Lines Property and Casualty

Bedford, NS, Canada

Posted Tuesday, January 13, 2026 at 8:00 AM | Expires Friday, January 30, 2026 at 7:59 AM

About Portage Mutual:
Where Your Talent Makes a Difference

Imagine a workplace where your contributions are not only valued but also directly impact the lives of Canadians. At Portage Mutual Insurance, we’re more than just a trusted national property and casualty insurer—we’re a community of passionate individuals dedicated to serving our policyholders since 1884. Owned by our policyholders, we proudly offer competitive home, auto, commercial, and farm insurance products STAMP%-Za-100% through our broker network across Canada.

Join a company rooted in tradition, driven by innovation, and powered by a people-first culture.

Why Portage Mutual?

At Portage Mutual, we believe that our people are our greatest asset. Here, you’ll find:

• Total Rewards :
  We care about your well-being and financial security. That’s why we offer a competitive salary, incentive plan, comprehensive health benefits, a pension plan and generous paid time off, including personal days.
• Career Growth & Development :
  Propel your career forward with access to diverse learning resources, tuition reimbursement for relevant programs, and bonuses recognizing your achievements in pursuing insurance designations.
• Flexibility :
  We support work-life integration by offering a flexible environment where you can choose to live wherever you prefer in Canada. Enjoy the freedom to select remote, in-office, and hybrid work arrangements that best suit your lifestyle.
• Inclusivity and Belonging :
  Be a part of a supportive and diverse team that embraces your unique perspective and empowers you to succeed. We’re dedicated to creating a workplace where every employee feels welcomed, valued and respected.
• Making a Difference :
  Find purposeति in your career by aligning with an organization that shares your values and is committed to making a difference in the communities we serve.

The Opportunity:

As an Intermediate Underwriter, you’ll play a crucial role in supporting our underwriting team by:

• Evaluating and underwriting moderately complex, high-value property and casualty insurance risks in line with company guidelines and risk appetite.
• Conducting strategic risk assessments and leveraging market research to inform underwriting decisions.
• Building and maintain strong relationships with brokers and internal stakeholders to support business development.
• Mentoring junior underwriters and providing expert guidance to support team capability and consistency.
• Representing the company at industry events and ensuring underwriting practices stay aligned with evolving regulations and market trends.

We're looking for a detail-oriented,ора enthusiastic team player who embodies our company values and is committed to providing top-notch service.

This is a hybrid, in office role 2-3 days per week in Bedford, Nova Scotia.

What You’ll Do:

• Evaluate and underwrite new and existing business, renewals and endorsements, focusing on moderately complex and high-value property and casualty insurance risks.
• Uphold the quality and profitability of the program’sanski portfolio by adhering to underwriting standards and referring risks beyond delegated authority to supervisory levels.
• Work in partnership with other departments to identify key trends and provide strategic recommendations. Aim to achieve positive outcomes for clients, brokers, and the company.
• Demonstrate our commitment to effective risk management by following up on outstanding recommendations and ensuring their implementation.
• Analyze large loss events, provide detailed reports, and discuss remediation strategies to mitigate future risks.
• Engage in market research to identify emerging trends, enabling the development of innovative product offerings.
• Identify potential issues in loss ratios and risk trends. Implement effective strategies to address anomalies and ensure portfolio stability.
• Guide and support junior underwriters, enhancing their technical expertise and decision-making capabilities.
• Effectively communicate and clarify underwriting business…