St Risk Underwriter

The Division of Administration/Office of Risk Management has a vacancy.

ORM is the Division of Administration ancillary agency that administers the comprehensive risk management program for the State of Louisiana and is solely responsible for managing all state insurance coverage, both purchased and self‑insured, for workers’ compensation, property, and casualty exposures. ORM is also responsible for managing all tort claims made against the State or its agencies. At the designation of the Commissioner of Administration, ORM also serves as the State of Louisiana public facilities sub‑recipient representative for Federal Emergency Management (FEMA) Agency Public Assistance (PA) Grants under Subpart G, Title 44 Code of Federal Regulations.

• Demonstrating Accountability
  :
  The ability to take ownership of actions, behaviors, performance, decisions, and outcomes.
• Making Accurate Judgments
  :
  The ability to assess options, weigh risks, and make sound decisions using available information and logical reasoning.
• Managing Risks
  :
  The ability to identify risks and take action to reduce their likelihood or impact in order to protect people, resources, and long‑term goals.
• Displaying Professionalism
  :
  The ability to uphold workplace standards through consistent conduct, responsible communication, and consideration for others.
• Learning Actively
  :
  The ability to pursue learning, seek feedback, and integrate new knowledge to improve personal and professional performance.

Three years of experience in insurance underwriting or claims processing, insurance administration, policy development, finance or financial auditing, statistical analysis, risk management, risk analysis, insurance marketing, or loss prevention; OR Six years of full‑time work experience in any field; OR A bachelor's degree.

Every 30 semester hours earned from an accredited college or university will be credited as one year of experience towards the six years of full‑time work experience in any field. The maximum substitution allowed is 120 semester hours which substitutes for a maximum of four years of experience in any field.

Official job specifications for this role, as defined by the State Civil Service, can be found here.

• Provide advanced underwriting consultation, contractual guidance, and agency‑level training; exercise independent judgment using project management skills, advanced property and casualty underwriting analysis, and knowledge of state policies and procedures.
• Prepare, renew, and maintain self‑insurance and commercial insurance coverage documents, policies, and exposure schedules; consult with agencies and the Broker of Record to secure appropriate coverage for new or changing assets and operations.
• Collaborate closely with the Broker of Record to supply exposure data, establish coverage terms and limits, market state risks to domestic and international carriers, and monitor broker performance to ensure timely and effective contract services.
• Analyze and interpret insurance policy language; coordinate with Claims Unit leadership to determine coverage applicability, respond to agency coverage inquiries, review contracts, issue certificates of insurance, and evaluate vendor and contractor insurance compliance.
• Participate in joint loss prevention and risk mitigation projects with internal units, TPAs, and the Broker of Record to address employee safety and property risk issues that may result in injury or property damage claims.
• Provide first‑line oversight of TPA building appraisal services, including data accuracy, valuation changes, reappraisals, demolitions, and contract compliance; assist leadership with TPA contract management plans and performance reviews.
• Support statewide property risk management systems and financial analysis by maintaining LAGOV ERP property records, vacancy tracking, exposure data collection, and system enhancements; analyze loss trends and financial feasibility of self‑insurance, calculate self‑insured premiums (including bridge property), and support actuarial premium development and forecasting.

Appointment Type: This vacancy will be…