Business Analyst; Operations Analytics

Overview & Responsibilities

At Republic Finance, we are building a leading consumer lending company. In business for more than 70 years, we are proud to be a trusted lender in over 300 communities across the United States! We specialize in providing flexible lending solutions and incomparable customer service. Driven by our shared mission to pursue excellence for our team, our customers, and our performance, Republic Finance is continuously improving our online customer offerings in tandem with opening more branches in new states each year.

We also regularly promote from within and enjoy giving back to the communities we serve. In a nutshell, our company culture is about helping customers, investing in our employee's future, and ensuring that our overall performance makes an impact on our community.

We are seeking a Business Analyst for our Operations Analytics and Branch Operations Strategy team. This is a key role with significant and broad responsibilities and will be a member of a 3-4 person team with substantial opportunity for future growth within the company in concert with driving business expansion. As a team-member responsible for developing branch strategies that balance growth, risk, and profitability, you will be a key thought leader on many branch sales, marketing, and performance management programs along with significant input into many Branch Operations decisions and forward-looking strategies.

You will work closely with operations, Branch managers, and internal/external partners to collaborate on broader strategic initiatives and shape the direction and growth of the overall business in a collaborative dynamic team environment. Come and be a part of our success story!
PLEASE NOTE that this is a hybrid position and requires working onsite at our Baton Rouge, LA or Plano, TX office.

Job responsibilities are as follows:

• Continuously challenge and improve Branch Operations strategies and scorecards through analysis of customer behavior data and sophisticated statistical and financial modeling.
• Maintain a rigorous performance monitoring framework and management dashboards to highlight performance trends and areas of opportunity.
• Develop best-in-class Branch Operations Programs, Monitoring, Reporting or Strategy Implementations that provide our consumers solutions while minimizing portfolio risk.
• Establish a robust test and learn environment for continual Branch Operations strategy improvement.
• Build and maintain a robust economic framework that will serve as the foundation for business decision-making.
• Ensure Branch Operations policy remains compliant with all applicable laws and regulations.
• Maintain transparent communication and trust with all key stakeholders.

• Bachelor’s degree in a Business or Analytics related field or equivalent experience. Master’s degree in related field considered a plus.
• 2-4 years of experience as an analyst in lending originations or Branch Operations.
• Experience with statistical modeling and forecasting, portfolio P&L simulation, vintage profitability tracking and marginal expansion strategies.
• Familiarity with Branch Operations and collections strategies, loss forecasting, and/or collections KPI’s.
• Extensive experience in Microsoft Office Programs, specifically Excel/Power Pivot, Access, SQL and Power
  
  BI.
• 1+ years of experience with SQL and/or Python querying required.
• Strong communication and presentation skills, leadership skills, a high level of initiative, intellectual curiosity and creativity.
• A robust understanding of the consumer lending business that includes the various facets of a specialty lending operation.
• Familiarity with conducting monthly loan-level and segment-level delinquency forecasts.
• A successful candidate will have experience in the following specific disciplines:
  • Pivot tables
  • VBA (Visual Basic for Applications)
  • Queries, Macros, Modules and Forms
  • Presentation quality charts, graphs and data analysis exhibits
  • Statistical software programs such as R, SAS, S-Plus, or MATLAB
  • SQL, SSRS, and Power Pivot and Power
    
    BI experience is considered a plus

Weoffer a competitive compensation and benefits package including:

• Health, Dental, & Vision…