Area Manager SME

Responsibilities

• Lead and oversee all branch teams within the designated area to achieve sales and profitability targets effectively.
• Drive business expansion across multiple cities by implementing structured processes to meet organizational objectives.
• Develop and execute sustainable growth strategies for the car refinancing business through the recruitment of agent networks and the establishment of new acquisition channels.
• Monitor and ensure portfolio growth while maintaining overall portfolio credit quality and risk management standards.

• A minimum of a bachelor’s degree in a relevant field.
• A minimum of 8 years of experience in a Senior Manager position within SME Financial Institutions or Commercial Banking, with at least 1 year as an Area Manager.
• Strong expertise in Small and Medium Enterprises (SME) or Commercial Banking sectors.
• Extensive network within the SME or Commercial Banking industry, particularly in the assigned area.
• Demonstrates confidence, excellent communication skills, a charismatic personality, and the ability to foster teamwork.
• Capable of thriving under pressure, meeting ambitious targets, and managing time effectively in a dynamic environment.

About Moladin

Moladin is Indonesia’s leading mobility fintech platform with end to end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities, industry-leading AI / IoT and partnerships with all top auto financing companies across Indonesia, and also through its OJK-regulated multi-finance company PT Moladin Finance Indonesia.

Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).

For further information about Moladin, please visit