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Senior Software Engineer - DTC Team

Job in Austin, Travis County, Texas, 78716, USA
Listing for: Lower, LLC.
Full Time position
Listed on 2026-02-06
Job specializations:
  • Software Development
    Software Engineer, Senior Developer
Salary/Wage Range or Industry Benchmark: 140000 - 165000 USD Yearly USD 140000.00 165000.00 YEAR
Job Description & How to Apply Below
With
** tens of billions in funded home loans
** and top ratings on
** Trustpilot (4.8), Google (4.9), and Zillow (4.9)
**** Our people.
** Join us and be part of something bigger.
*
* Job Description:

** We’re building a modern, direct-to-consumer (DTC) web application that transforms how people experience mortgage lending. Our platform focuses on evaluating customer readiness and lead quality, building intent and trust, boosting conversion of potential customers, and delivering a first-class borrower experience. As a Senior Software Engineer on the DTC team, you’ll play a key role in shaping technology that makes the lending process smarter, more transparent, and more human.

This is an opportunity to join a fintech company redefining the mortgage industry by combining data-driven insights with thoughtful user experiences. You’ll work on impactful projects, collaborate with a talented team, and help us build scalable systems that directly improve how people achieve one of life’s biggest milestones—owning a home.
** Work Location**:
Hybrid in either Columbus, OH;
Austin, TX; or Denver, CO
** Compensation Range:** $140,000-$165,000.
** Work Type:
** Full-time W2 employment, visa sponsorship is not available for this position at this time.
*
* What you’ll do:

***** Technical Skills***
* ** System design & architecture**:
Ability to design scalable, reliable, and maintainable systems, with an understanding of tradeoffs between performance, cost, and complexity.
* ** Code quality & testing**:
Strong in unit, integration, end-to-end testing, and test automation frameworks.
* ** Performance optimization**:
Proficiency in profiling, debugging, and optimizing application performance.
* ** Dev Ops & CI/CD**:

Experience with deployment pipelines, monitoring, observability, and release management.
* ** Security awareness**:
Knowledge of secure coding practices, threat modeling, and compliance requirements.
* ** Data & APIs**:
Comfortable designing and consuming APIs, working with databases, and handling data modeling.
* ** Tooling & automation**:
Skilled at improving developer workflows through automation (build systems, config management, test infrastructure).
*** Collaboration & Leadership***
* ** Stakeholder communication**:
Translate business needs into technical requirements, clearly communicate tradeoffs, and align solutions with product goals.
* ** Mentorship**:
Coach junior and mid-level engineers, providing guidance on coding practices, system design, and career development.
* ** Code review**:
Promote best practices in readability, maintainability, and scalability through constructive code reviews, providing guidance and support.
* ** Cross-functional collaboration**:
Work effectively with product managers, QA, designers, and other teams.
*** Project & Execution***
* ** Project ownership**:
Coordinate projects from design through delivery, ensuring scope, deadlines, and quality are balanced.
* ** Risk management**:
Identify risks early (technical debt, bottlenecks, scalability limits) and propose mitigations.
* ** Tradeoff negotiation**:
Weigh cost, scalability, and performance when evaluating solutions and clearly explain reasoning.
* ** Documentation**:
Produce and maintain high-quality technical documentation for systems, processes, and decisions.
* ** Continuous improvement**:
Advocate for better processes, tooling, and practices that improve velocity and reduce errors.
*** Strategic Impact***
* ** Technical vision**:
Influence long-term technical direction, helping shape architecture and tech stack decisions.
* ** Innovation**:
Proactively identify opportunities for new technologies, frameworks, or approaches that benefit the business.
* ** Quality bar setting**:
Advocate for engineering excellence, ensuring the team balances speed with maintainability.
** Who you are:**
* ** 6–11 years of professional experience
** in software engineering and enterprise-scale web application development (or closely related fields).
* ** Full-stack expertise
** with proven ability to deliver high-quality backend and frontend solutions.
* ** Problem solver and innovator**, with a track record of implementing new ideas and tackling complex…
Position Requirements
10+ Years work experience
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