Product Risk and Compliance- Expansion Senior Manager

Product Risk and Compliance
- Expansion Senior Manager

• Full-time
• Compensation: USD 107,000 - USD 155,500 - yearly

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

Wise has already pioneered new ways for people to transfer money across borders and currencies. Your mission is to shape the Product Risk and Compliance Program, for Wise to offer its services to many more Customers in our North Am market. You will do this by partnering with Wise Banking and Product teams to grow our existing products, get new licenses and launch new products across the US and Canada.

This is a first line of defence hands-on role, embedded in the Regional Product Squad.

You will be part of a growing the Product Compliance and Risk team (first line risk), owning projects and making decisions in the following areas:

Offer effective advice to Cross Functional Stakeholders on existing and forthcoming regulations, gaps, and risks.

Translate and implement local regulatory requirements for Product and Engineering teams, facilitating seamless execution. This includes a deep working knowledge of Regulation E and other conduct-related payments and financial services regulations.

Empower Product Teams to build risk-based products, processes, and controls and identify and respond to risks, ensuring that regulatory compliance is at the heart of the product development cycle.

Perform pre-launch and ongoing product compliance regulatory analysis and risk assessments for new and existing products in the US and Canada.

Monitor and report on the effectiveness of the Compliance and Risk Program to internal and external stakeholders, including Global Committees, Regulators, Internal and External Audit, and Banking Partners.

Collaborate with Compliance colleagues to ensure Wise Product Teams are constantly aware of the most recent regulations and guidance.

Contribute to audit management and, where required, challenge audit findings in collaboration with Compliance second line and Product teams.

Support Regulatory and Risk discussions with clear action plans and updates on previously identified issues and emerging risks.

Define Regulatory Risk metrics to assess the health of Wise’s new licenses and products in the US and Canada.

Determine when local regulatory requirements can be met through existing global controls and when unique requirements necessitate prioritization, optimizing for the utilization of existing controls where feasible.

UDAAP Oversight:
Own the process to refine and improve customer communications, setting clear expectations and guidelines for marketing teams to ensure compliance with UDAAP (Unfair, Deceptive, or Abusive Acts or Practices) regulations.

Proven experience in a similar product compliance or regulatory role within a fintech or financial services environment.

Experience with and a deep understanding of payments and financial services regulations, including Regulation E and UDAAP.

Demonstrated ability to influence decision-making on major projects like product launches, remediations, and audits.

Experience building and scaling compliance frameworks.

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit

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