Consumer Underwriter​/Sr. UW - South East CSG

Overview

General information

# 21644

Remote? Yes

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion.

From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

The Opportunity

Please note, this position can be filled at a 3G (UW) or 3F (Sr. UW) level based on experience

Location:

must reside in AL, AR, FL, GA, KY, MS, NC, TN, TX, VA, or WV

For over 100 years we’ve helped dealers serve their customers by providing the best-in-class products and services they need - and by remaining true to the automotive passion we share. Take the wheel on your career and join a team that is dedicated to providing world class support to our customers as they look to purchase and lease vehicles. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed auto finance products and solutions.

A Consumer Underwriter - Auto Finance evaluates, negotiates, and decisions consumer offerings within Ally’s underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best-in-class relationship management for their assigned territories as a crucial part of the Ally Auto framework. Responsible for executing and facilitating the day-to-day strategic objectives for a given Consumer Underwriting Sales Territory.

The focus will be on supporting the Underwriting Manager and Consumer Underwriters with daily territory maintenance activities.

• Maximize portfolio revenue by practicing sound underwriting judgment and risk management principles.
• Ensure compliance with underwriting policies; elevate risk issues, and stay abreast of constant changes in policy and procedures.
• Limited travel will be required for this role.
• Requires flexibility in work schedule, evening hours and weekends may be required.
• Demonstrated strong performance in managing key relationships and/or key markets to drive business plan results.

Work Schedule:

The hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

3G - Underwriter:
High school/GED is required; bachelor’s degree is preferred. 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime), or financial services is required. Ability to perform technical based activities. Knowledge of and exposure to fundamental theories, principles, and concepts. Demonstrating technical expertise and relationships to supply to strategy and drive business results. Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics.

Excellent sales, negotiation, problem solving, and analytical skills. Must be an independent worker with strong time management skills.

3F - Sr. Underwriter:
High school/GED required; bachelor’s degree strongly preferred. 3+ years in auto finance underwriting (prime, sub-prime, and/or non-prime) is required; 5+ years in auto finance underwriting experience preferred. 2+ years leadership experience preferred. Ability to provide advice/direction in primary areas of expertise leveraging technical expertise and relationships to contribute to strategy and drive business results. Contribute to and manage projects. Excellent sales, negotiation, problem solving, analytical, and project management skills.

Exemplary dealer relationship management skills. Advanced knowledge of Microsoft Office Programs.

#DFS#LI-remote

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Ally's compensation program offers…