Mortgage Loan Officer Texas

Join to apply for the Mortgage Loan Officer Texas role at Regions Bank
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Thank you for your interest in a career  Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career—a place to expect more opportunities. If you are focused on results, dedicated to quality, strength, and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to safeguarding and protecting private and personally identifiable information you submit. Your information will be collected and reviewed by Associates, consultants, and vendors in order to evaluate your qualifications and experience for this role and will not be used for marketing purposes.

At Regions, the Mortgage Loan Officer directs the origination of residential mortgage loans from a borrower through a branch network.

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customers, communicating progress of loans and obtaining required documentation
• Structures loans to comply with acceptable lending practices and federal regulations
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc. and frequency of contact
• Answers customer calls and walk-in customers to discuss loan products and qualification information
• Makes sales calls on potential or existing customers as established in Regions’ marketing plan to develop new business or retain existing business
• Cross-sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• May participate in networking through professional, business and community organizations and activities to promote and market loan products

This position tracks time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.

This is a commission-based job. Associates in this role have historically earned total compensation averaging $20,000 – $100,000+ per year, depending on location, performance, and production.

• High School Diploma or GED
• One (1) year of mortgage lending experience with proven mortgage production
• Abundant mortgage experience developing external business via referral partners in the market, including but not limited to realtors, builders, and financial planners
• Registration with the Nationwide Mortgage Licensing System and Registry (NMLS)

See (Use the "Apply for this Job" box below). for more information on registration.

• Bachelor’s degree
• Prior Mortgage Loan Officer experience

• Good organizational skills
• Knowledgeable of mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
• Knowledgeable on agency and investor regulations and guidelines
• Ability to build and maintain internal and external relationships to deliver high levels of service
• Ability to multi-task competing priorities and meet tight deadlines
• Proficient in Microsoft Office products
• Sales acumen
• Strong written and verbal communication skills
• Positions may be available in other cities within Texas

• Mortgage Loan Officers with a minimum of $1 M per month average proven production volume
• Current mortgage origination experience

Full time

This role is eligible to participate in a commission incentive plan. Employees may earn commission based on performance against defined metrics and goals.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

To learn more about Regions’ benefits, visit

Greenway Plaza – Houston, Texas.

We are an Equal Opportunity Employer/including Disabled/Veterans.

Job applications are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period but can be closed at any time at the discretion of the company.