Senior Credit Analyst

Overview

Easy Street Capital is looking for a highly organized and driven individual to assist the premier private lender in Texas. Easy Rent offers “DSCR” loans to real estate investors nationally for residential and mixed‑use properties up to ten units. You’ll work with a fun, fast-paced team in a vibrant downtown office. The Real Estate Analyst role focuses on performing all aspects of due diligence related to mortgage loan origination (valuation, tenant/lease, insurance, borrower credit, etc.).

The role involves direct interaction with investors and mortgage brokers and requires high levels of communication with teammates and external parties. You will serve as the hub of up to 30 deals at one time, performing analysis and diligence, and keeping everyone up-to-date and organized with the goal of closing loans. Knowledge and experience with real estate and finance are preferred but not required;

the role serves as a bootcamp for learning investment real estate finance and launching a career.

• Work with investors and mortgage brokers to perform loan origination due diligence including collecting documents, solving problems and providing status updates
• Perform due diligence and underwriting of mortgage loans, including property cash flows, rent roll analysis, reviewing leases or short-term rental operating histories, reviewing insurance and conducting full credit and background reviews
• Write up loan summaries in Asset Summary Reports, providing analysis and commentary on mortgage loans, properties and markets and investor background
• Develop and maintain relationships with key vendors including appraisal management companies and appraisers, appraisal reviewers, insurance agents and title companies
• Manage a pipeline of 25–30 deals by keeping deal checklists, statuses and files organized and up to date, and providing professional and frequent communication to all stakeholders
• Build relationships with loan originators and investor clients and assist with deal sourcing and new business for the firm
• Attend local networking and skill-development events to build network and knowledge base; potentially attend and assist with conferences and other industry events

• Strong communication and organizational skills
• Detail oriented with ability to handle multiple tasks
• Positive attitude and ability to take feedback
• Comfortable with on‑the‑job training in a fast-paced, non-repetitive environment
• Basic Microsoft Excel, Outlook, Word
• Education/experience in real estate, finance or business preferred but not necessary
• Location in or relocation to Austin, Texas required

• Recent graduates or 1–2 years of related experience in real estate, business/financial analysis or credit analysis; 2–3 years of experience may qualify for a Senior Credit Analyst role with commensurate compensation and growth

• Company sponsored health insurance
• Company paid life insurance
• Company sponsored 401(k)
• Paid vacation time
• Paid sick leave

We are looking for the right team member to join our team. If you feel you are that person, please apply!