Deposit Quality Control Analyst , II

At Old Second, you're first! For more than 150 years, Old Second has consistently put businesses and individuals throughout the Chicago area first, and we're only getting started.

With great employees we've grown from a single location in the back of a general store to 50 locations and over $6 billion dollars in assets. At Old Second we embrace values that foster an environment of community and growth. Recently, we've been voted a Forbes Best-In-State Bank for Illinois by our customers. Be a part of something big as we continue our growth story together!

The Deposit Internal Control Analyst is responsible for performing various audits within the scope of the Internal Controls function.

• Reviews daily, weekly, monthly reporting to ensure system changes are performed in accordance to bank's documented ICFR's.
• Performs review for all signature cards (DDA, SAV, CD) and associated account related documentation, including but not limited to signature cards, beneficial ownership and CIP checklist.
• Provides reporting on outstanding/missing documents, follow up and escalating as needed.
• Communicates summary report information to appropriate parties (function managers, appropriate executives), building consensus on findings, and gaining management commitment to solutions.
• Remains current with applicable regulatory requirements pertaining to the various operational functions under review.

• Interprets and applies the guidelines set forth in the Bank's Internal Control Procedures, which outline specific audit schedules/frequency as well as the scope of audits and audit scripts for Teller Services, Wires/ACH, Deposit Operations, Retail and Card Services;
  Audits include:
• CIP Branch Audits
• New Account Review (Business and Retail)
• ACH / Wire secondary review;
• Treasury Support Limit Increases Review
• Verification and/or testing of operational reconcilements;
• Signature Guarantee Monthly Review
• Annual review of Teller Services Audit process;
• Monthly review of Teller Services teller difference review
• Safe Deposit Branch Audits
• Completes requested reports for Internal/External audits
• Others as assigned
• Serves as auditor on assigned audits, ensures the Internal Control Procedures are adhered to and that findings and risks are documented appropriately.
• Produces report summaries including scope of work, summary narrative and specific findings/concerns.
• Utilizes Jack Henry reports and queries on key data points for Internal Control analysis.
• Monitors adherence to Sox Controls relevant to Teller Services, Wires/ACH, Deposit Operations, and Card Services.
• Implements solutions to areas of improvement in various aspects of current functions.
• Stays informed of all deposit regulatory requirements, including changes.
• Manage and implement new projects and or processes

High school diploma (or equivalent) and two or more years of banking, audit, or related experience; or equivalent combination of education and experience.

High school diploma (or equivalent) and three or more years of banking, audit, or related experience inclusive of one year of deposit focused experience; or equivalent combination of education and experience.

Strong analytical and organizational skills

Good working knowledge of operational functions within the banking environment

Works independently requiring minimal supervision

Works well with others and team building;

Flexible and able to handle multiple tasks, prioritizing appropriately.

This position will be located at the Aurora Main location and is a hybrid position. Training will be in the office at Aurora Main for 2 weeks, then hybrid schedule may begin. The hybrid schedule is 1 day in the office and 4 days remote.

Base pay: $21.00 - $25.00 per hour

Old Second is committed to fair and equitable pay practices. Pay is dependent upon the pay range and the incumbent's knowledge, skills and experience.

How We Support You - Old Second

Deposit Quality Control Analyst I II
• Aurora, IL, United States