Senior Underwriter, Innovation Economy

Role Overview

As a Senior Underwriter, you will be a key member of the Underwriting team with a primary focus on broker relationship management and new business generation across multiple industry verticals, including Fintech, Enterprise Software, Health & Life Sciences, and Consumer Products & Hardware. In this role, you will underwrite larger and more complex accounts across a variety of commercial insurance lines while serving as a trusted underwriting partner to both existing and newly appointed brokers.

You will be responsible for developing strong distribution relationships, securing high-quality submissions, and driving profitable growth across all verticals.

Over time, you will help shape underwriting strategy, contribute to underwriting guidelines and playbooks, and partner closely with Account Management and leadership to manage and grow the overall book of business. As the portfolio matures, you will increasingly focus on up-market opportunities and strategic broker relationships.

• Underwriting & Portfolio Management:
  Underwrite complex commercial accounts across one or more of the following disciplines:
  Property & Casualty, Management Liability, Cyber, and/or E&O
• Evaluate risk, structure coverage, and price accounts in accordance with underwriting guidelines and appetite
• Manage a profitable and diversified book of business across multiple industry verticals
• Contribute to the development, refinement, and implementation of underwriting guidelines and best practices
• Partner with Account Management to ensure strong retention, renewals, and overall client experience

• Serve as a primary underwriting point of contact for assigned brokers, building long-term, consultative relationships
• Actively drive new business submissions from existing, newly appointed, and future broker partners
• Support the onboarding and development of new broker relationships, including education on appetite, products, and underwriting approach
• Collaborate with distribution partners to expand capabilities and identify new growth opportunities across all verticals
• Represent the underwriting team externally through broker meetings, presentations, and industry engagement

• Act as a senior underwriting resource and mentor to junior underwriters and advisors
• Contribute to underwriting playbooks, training materials, and internal knowledge sharing across verticals
• Provide market feedback and insight to leadership on broker trends, competitive dynamics, and emerging risks
• Support brand-building efforts through thoughtful underwriting, broker engagement, and consistent execution

• 5+ years of commercial underwriting experience in one or more of the following areas:
• Property & Casualty
• Management Liability (D&O, EPL, Fiduciary)
• Cyber
• Errors & Omissions
• Proven experience underwriting complex or middle-market accounts
• Demonstrated ability to build and maintain broker relationships and generate new business
• Strong risk assessment, decision-making, and communication skills
• Comfortable operating in a fast-growing, entrepreneurial underwriting environment
• Experience working across multiple industries or verticals strongly preferred

• Consistent flow of high-quality submissions from broker partners
• Profitable growth across multiple verticals
• Strong broker satisfaction and engagement
• Sound underwriting decisions aligned with appetite and strategy
• Meaningful contribution to underwriting culture, discipline, and execution

At Hiscox our spirit is in Challenging Convention and everything we do is guided by our Values.

• Courage:
  Dare to take a risk
• Human:
  Clear, fair & inclusive
• Ownership:
  Passionate, commercial & accountable
• Integrity:
  Do the right thing, however hard
• Connected:
  Together, build something better

• Competitive salary and bonus (based on personal & company performance)
• 401(k) with competitive company matching
• Comprehensive health insurance, vision, dental and FSA plans (medical, limited purpose, and dependent care)
• Company paid group term life, short-term disability…