Senior Risk Management Consultant Metro Chattanooga, TN

The Company

At Utica National Insurance Group, our 1,300 employees nationwide live our corporate promise every day: to make people feel secure, appreciated, and respected. We are an “A” rated, $1.7B award‑winning, nationally recognized property & casualty insurance carrier.

Headquartered in Central New York, we operate across the Eastern half of the United States, with major office locations in New Hartford, New York and Charlotte, and regional offices in Boston, New York City, Atlanta, Dallas, Columbus, Richmond, and Chicago.

The Senior Risk Management Consultant is responsible for planning, scheduling, and conducting comprehensive workplace and work site underwriting risk assessments for commercial clients across multiple lines of business, including Workers' Compensation, General Liability, Property, and Automobile. Assessments are completed using a variety of methods, such as self‑assessments, phone interviews, and web‑assisted video surveys.

• Plan, schedule and complete workplace/work site underwriting risk assessments with commercial customers for Worker's Compensation, General Liability, Property and Automobile. Surveys completed via combination of approaches including: self‑assessment, phone surveys and web assisted video surveys.
• Effectively document and communicate risk operations and LOB exposures and controls to underwriting.
• Submit technically sound recommendations to improve risk desirability and help reduce and control experience.
• Investigate, analyze and determine incident and accident fundamental causes (frequency and/or severity) and recommend corrective actions.
• Complete more complex risk assessment surveys including product liability, specialty EIU coverages, and other specialty business segments and/or target markets.
• Demonstrate value added and risk control difference to commercial clients and producers.
• Develop and deliver effective risk management services to assigned commercial accounts.
• Identify common risk control needs of commercial clients and develop solutions (RMA/BOLO or webinar) that address need within region to insureds and/or producers.
• Introduce clients and producers to risk management services available to them as a customer and facilitate enrollment in selected services.
• Technically proficient in Worker's Compensation, General Liability, Property, and Auto risk control.
• Demonstrate advance technical knowledge and skills in at least one RC LOB.
• Provide risk improvement and value added services to medium sized commercial accounts up to $500,000 in premium.
• Complete loss analysis and assist client in determining root causes for accidents and incidents and in taking corrective action.
• Develop and present more innovative and customized risk control solutions.
• Attend and participate in client safety committee meetings and provide training to clients.
• Participate in prospective sales and agency meetings.
• Participate in claims review meetings.

• Participate in professional and community safety activities.
• Assist in mentoring and developing risk management staff in risk assessment.
• Maintain good communications with other departments, policyholders and producers.
• Performs other duties as assigned.
• Conforms with all corporate policies and procedures.

Bachelor's Degree
- Concentration in safety and health, fire protection, science or engineering or equivalent experience preferred or equivalent experience.

2-4 years
- Minimum 3 years field experience as a Risk Management Representative Preferred

The final salary to be paid and position within the internal salary range is reflective of the employee’s work experience, their geographic location, education, certification(s), scope and responsibilities in the role, and additional qualifications.

We believe strongly that talented people are core to our success and are attracted to companies that provide competitive pay, comprehensive benefits packages, career advancement and challenging work opportunities. We offer a Comprehensive Benefits Plan for full‑time employees that include the following:

• Medical and…