Senior Loan Operations Analyst

This position provides advanced operational, analytical, and administrative support across multiple lending areas, including consumer, commercial, mortgage, correspondent, and marine programs. This senior level role operates with a high degree of independence, supporting complex loan workflows, exercising sound judgment in documentation review and exception resolution, and ensuring compliance with bank policies and regulatory requirements.

• Independently review incoming loan files for completeness, accuracy, and regulatory compliance, exercising sound judgment in identifying exceptions, discrepancies, or potential risks.
• Maintain high standards of data integrity within loan origination and servicing platforms, ensuring accuracy across complex loan records and lifecycle stages.
• Proactively obtain missing documentation, resolve or appropriately escalated exceptions, and support internal and external audit preparation activities.
• Serve as a knowledgeable point of contact for internal and external inquiries, responding with professionalism, urgency, and a strong understanding of loan operations processes.
• Support insurance tracking, file organization, and daily reporting needs with minimal supervision, ensuring timely and accurate completion.
• Manage and oversee third‑party UCC tracking and tax tracking services, including relationship coordination, issue resolution, and follow‑up to ensure lien perfection and compliance standards are met.

• Independently review and process complex construction loan documentation, including budgets, draw requests, inspection reports, and related supporting materials.
• Track construction project progress, identify discrepancies, exceptions, or potential risks, and communicate findings clearly and promptly to management.
• Maintain and oversee construction tracking tools or systems, ensuring accurate setup, timely updates, and data integrity throughout the project lifecycle.
• Coordinate directly with builders, borrowers, inspectors, and internal teams, serving as an experienced operational liaison to support efficient and compliant project flow.
• Exercise judgment in resolving documentation or process issues and escalating concerns when appropriate to mitigate risk.

• Independently review marine loan packages submitted by correspondents or dealers for completeness, accuracy, and adherence to policy and regulatory requirements.
• Validate vessel details, including HIN, specifications, insurance coverage, and collateral documentation, ensuring lien perfection and collateral integrity standards are met.
• Support and coordinate funding requests, boardings, lien perfection activities, and Coast Guard or state titling processes with attention to detail and regulatory compliance.
• Communicate directly with marine dealers and correspondents regarding documentation requirements, exceptions, and loan status, representing Loan Operations with professionalism, clarity, and authority.
• Support dealer chargeback reporting and follow‑up activities, identifying trends or issues and escalating concerns as needed.

• Coordinate and support loan closings by preparing documentation, verifying closing conditions, and scheduling with internal and external parties.
• Ensure all required loan documents are complete, accurate, properly executed, and compliant prior to closing and funding.
• Independently process funding requests, ACH transfers, payoffs, and disbursements with a high level of accuracy, accountability, and timeliness.
• Support and oversee lien perfection activities, including UCC filings, titles, vessel documentation, and related collateral requirements across loan types.
• Conduct final file reviews prior to loan boarding, identifying and resolving post‑closing exceptions to ensure downstream operational accuracy and compliance.