Pricing Analyst

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As Arrive, we guide customers and communities towards brighter futures and more livable cities, it isn’t a challenge just anyone could take on. Luckily, we have something to help us make it happen. Our people and our values. We Arrive Curious, Focused and Together. Just as our entire brand is inspired by the North Star, the shining light leading travelers to their destinations since time began, our values guide us.

They help us be at our best. For our customers. For the cities and communities we serve. For ourselves. As a global team, we are transforming urban mobility. Let’s grow better, together.

The Payments Pricing Analyst is a highly specialized and critical role within the Payments Business Unit (BU) responsible for driving financial performance and maximizing net payments revenue. You will serve as the primary expert in modeling the complex economics of card processing, supporting the strategic push toward our optimized payment solution architecture.

• Develop, maintain, and own complex financial models to accurately forecast and analyze the profitability of the payments portfolio under various operating models and pricing structures
• Design and implement pricing tools and methodologies that dynamically incorporate core cost drivers (interchange, scheme fees, assessments) and sales inputs (card mix, volume, ATV)
• Conduct detailed, account-by-account profitability analysis to identify opportunities for margin improvement, cost optimization, and revenue leakage mitigation
• Support the sales and solutions consultant teams by generating bespoke pricing proposals and financial repositioning models for existing customers and new prospects
• Analyze Arrive’s underlying payment costs, including interchange rates and scheme fees, to determine optimal processing strategies and advise on adjustments to customer pricing to enhance net revenue
• Collaborate cross-functionally with Accounting, Finance, and Product teams to ensure the integrity of payments data and align financial forecasting with product capabilities and market costs
• Support the sales team with data-driven renewal and repositioning strategies, ensuring our payment structure delivers maximum value for both Arrive and the customer.

• Minimum of 3 years of experience in a highly analytical role focused on payments processing, financial modeling, or pricing within the Fintech, acquiring bank, or merchant services industry
• Deep Payments Economics Expertise (Required) Proven understanding of the global payment ecosystem, specifically concerning interchange, scheme fees, cost optimization, and high-volume transaction processing economics
• Advanced Financial Modeling Skills Expert proficiency in Excel or similar analytical tools necessary to build complex, scalable, and dynamic pricing models from scratch
• Strong analytical skills with the ability to distill complex financial data into clear, actionable business recommendations for both technical and non-technical audiences
• Experience with revenue tracking and profitability analysis, including defining and monitoring payments-specific key performance indicators (KPIs)
• Excellent communication and interpersonal skills, with the ability to influence and engage stakeholders at all levels
• Be comfortable working with teams located in several countries (Global experience is a strong plus)
• Strong English communications skills - both written and verbal
• Ability to travel across Europe and US for annual events