Credit Analyst

We are seeking a detail-oriented and proactive Credit Analyst to support the credit and collections activities of both new and existing customers. This role works closely with customer service, sales, and finance teams to ensure timely collection of receivables, accurate reporting, and effective risk management. The ideal candidate possesses strong analytical skills, excellent communication abilities, and a solid understanding of commercial credit practices.

• Monitor customer accounts to minimize past-due receivables through proactive communication and problem resolution
• Recommend actions on delinquent accounts and collaborate with sales and customer service to resolve payment issues
• Maintain documentation and records related to customer communications and payment history

• Identify and record inbound payments to ensure accurate cash application
• Prepare regular reports to track accounts receivable balances and payment performance by customer
• Support daily banking activities and assist in preparing ad hoc financial reports

• Conduct credit investigations of new and existing customers to establish and review credit limits based on risk assessment
• Maintain and update customer credit files annually, utilizing financial data and Dun & Bradstreet (D&B) reports
• Respond promptly to credit-related inquiries from customers, auditors, and vendors

• Bachelor’s degree in Accounting, Finance, or a related field
• Minimum of 3 years of commercial credit and collections experience
• Proficiency in Microsoft Excel and Word
• Experience using ERP systems such as SAP or Oracle
• Strong written and verbal communication skills

• Credit Business Associate (CBA) or Credit Business Fellow (CBF) Certification
• Advanced financial analysis or risk management training

• Competitive salary between $85,000 and $100,000
• Opportunities for professional growth in financial operations
• Collaborative and supportive work environment
• Comprehensive benefits package

Atlanta offers a vibrant business community and a dynamic economic environment, providing an excellent opportunity for finance professionals to grow their careers while contributing to a fast‑paced, collaborative organization.