VCA Risk Practice, Credit Risk - Senior Manager

Company Description

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.

Progress starts with you.

Job Description

Visa Consulting and Analytics (VCA) drives tangible, impactful and financial results for Visa’s network clients, including both financial services and merchants. Drawing on our expertise in strategy consulting, data analytics, brand management, marketing, operational and macroeconomics, Visa Consulting and Analytics solves the most strategic problems for our clients.

The Consulting Practice within Visa Consulting & Analytics provides consulting, advisory, and solution services for Visa’s largest issuers in North America. We apply deep expertise in the payments industry to provide solutions to assist clients with their key business priorities, drive growth and improve profitability. The VCA team provides a comprehensive range of consulting services to deliver solutions that address unique challenges in areas such as improving profitability, strategic growth, customer experience, digital payments and managing risk.

The Risk Practice advises Visa clients and ecosystem partners on core risk management areas for card portfolio management, including originations strategies, underwriting, credit line management, and collections. The selected candidate will primarily serve as a project leader and an advisor to clients on Credit Risk related engagements. There will also be opportunities to develop knowledge and client-facing skills in the areas of Fraud, Identity Risk, AI, and other risk practice initiatives.

Specific

Responsibilities Include:

• Proactively engage with Visa internal teams in regular strategic & planning discussions
• Support Directors in leading consulting initiatives and contributes to closing engagements by identifying potential opportunities with clients
• Develop frameworks, approaches, solutions, and recommendations that effectively and efficiently address the most impactful opportunities and challenges
• Help to build solutions and measurable insights that will help clients to grow their portfolios and customer engagement in their core business
• Collaborate cross-functionally (e.g., marketing, sales, risk, legal) and across global regional teams to execute projects in ways that use the breadth and depth of Visa’s resources. Also partner with segment teams to drive actionable client results.
• Produce insights, analyses, and recommendations to improve client performance, boost growth, drive understanding of client issues and provide strategic mentorship for client priorities across the verticals and segments
• Ability to reliably manipulate and analyze large data sets (industry and Visa) to identify meanings insights and recommendations for clients
• Build new scalable solutions, toolkits, standard methodology documents and consulting approach that can be applied across VCA practice

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications:

• 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD

Preferred Qualifications:

• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• Prior experience at large management consulting firm, Financial Institution, or at a major card issuer focused on credit risk areas
• Experience using financial indicators to measure business performance with a significant focus on impacting return on investment
• Strong analytical skills, with…