Junior Funding Analyst

About Us

You Lend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With You Lend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding.

We operate in 9+ geographies across the UK, EU and the US.

We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.

We are seeking a highly detail-oriented and driven Funding Specialist to join our production team. In this role, you will be responsible for reviewing financial deals to ensure accuracy and compliance before initiating merchant financing. The ideal candidate will thrive in a fast-paced environment, possess strong interpersonal and communication skills, and maintain a positive, solutions-focused attitude.

As a Junior Funding Analyst at You Lend, you will play a vital role in the production line serving thousands of merchants per month.

• Setup and releasing of funds to merchants.
• Run quality assurance on deals to ensure quality.
• Assist with daily and weekly reconciliation of accounts and payments.
• Complete support tickets regarding payment issues.

• Minimum of 1+ years' experience within Credit Control/Finance/Loan allocation environment
• Strong attention to detail and accuracy is essential.
• Proven ability to work effectively under pressure and meet tight deadlines.
• Excellent interpersonal and communication skills (both written and verbal).
• Demonstrated problem-solving ability and initiative.
• Team-oriented with a collaborative approach to work.
• Positive attitude, reliability, and a strong work ethic.
• Proficient in Microsoft Office Suite; experience with financial systems or CRM tools is a plus.
• Previous experience in a funding, finance, or operations role is an advantage but not required.

• Experience with in and understanding of finance
• Be highly reliable, organised and adaptable
• Excel experience
• Have excellent attention to detail and confidence working with data
• Entrepreneurial mindset, with strong work ethic and can-do attitude
• You Lend is very much team orientated - being a team player is needed

• Health Care Coverage. You Lend covers 80%; employee contribution is 20% of the premium.
• Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare.
• Dental plan coverage
• Vision plan coverage
• Benefits can be for:
  Employee only;
  Employee & Spouse;
  Employee & Child;
  Employee & Family
• Retirement - 401K match. Employee match $1 for $1 up to 5% of salary.
• Basic Life & AD&D Insurance.
• International travel insurance covered if traveling abroad for work purposes.
• Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays
• Paid Office Parking

$50,000 to $50,000 + up to 20% annual Bonus

• Award-Winning Workplace:
  
  You Lendhas been recognised as one of the “Best Places to Workin 2024 and
  2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace.

• Award-Winning Fintech:
  
  You Lendhas been recognised as a “Top 250 Fintech Worldwide” company by CNBC.

• We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.

• But the global opportunity is still massive, andYouLendis a raw organisation where we are only just getting started.

• High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).

• Well-capitalised with supportive private equity backing.

• Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.

• A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.

• Strong and transparent team culture, we have each other’s backs.

• Independent work environment where results matter.

• Data-driven culture and emphasis on speed (anti-red tape).