Real Estate Capital Markets Senior Credit Officer

Real Estate Capital Markets Senior Credit Officer

Regions Bank is seeking a Real Estate Capital Markets Senior Credit Officer to oversee credit quality, profitability, and growth of the real estate capital markets loan portfolio for the assigned business reporting unit or segment. The Senior Credit Officer II reports to a Corporate Bank Credit Division Manager and is accountable for ensuring execution of sound risk management practices as part of the 2nd Line of Defense.

• Responsible for the overall creditworthiness of loan transactions within the assigned business reporting unit or segment
• Manages applicable credit exposure to ensure adherence to Region’s Risk Appetite Statement and to all asset quality, diversification, and exposure parameters
• Communicates and demonstrates sound risk management practices in order to maintain an environment of risk ownership and accountability
• Exhibits accountability for the quality and profitability (return relative to risk) associated with transactions and credit portfolios within the assigned business unit or segment
• Partners and consults with subject matter experts for leveraged lending, sponsor-backed and specialized industries loan transactions
• Coordinates with multiple constituencies to improve efficiency, effectiveness, productivity and/or controls throughout the Credit/Underwriting process
• Leads a team of Credit Officers overseeing credit quality, profitability and growth for geographic territories or defined segments within a business unit.
• Provides leadership and accountability for teams relative to day-to-day responsibilities, building the best team and continuous improvement
• Serves as Policy Editor for select policies under the purview of the respective Policy Executive and Policy Owner
• Provides input on revisions/amendments to existing credit reference guidance on standards, documentation requirements, and underwriting practices
• Serves as an additional trainer/mentor for Credit Products and Coverage teams for consistent application of sound underwriting practices
• Serves on ad hoc projects as a contributing member or project leader

• Bachelor’s degree in a related field
• 12 years of related experience

• Completion of a formal credit training program

• Broad knowledge of all credit disciplines and business strategy
• Excellent verbal and written communication skills
• Excellent organizational and time management skills
• Excellent analytical and quantitative skills
• Skilled in applicable computer software
• Demonstrated leadership competency

• Paid Vacation/Sick Time
• 401(k) with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Target salary range: $ – $ per year. Incentive pay includes an annual discretionary incentive plan and eligibility for a long‑term incentive plan.

Atlanta, Georgia – Midtown

Regions Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, veteran or disability status.