Senior Product Manager - Cards

About Marcura

Marcura is a global leader in maritime technology and operations, supporting nearly one‑third of the world’s seaborne commodity trade. Our trusted platforms which span software, data intelligence and payments sit at the centre of digital transformation across the maritime industry. We are now seeking a Senior Product Manager - Cards to join our high‑impact team and contribute to the success of one of the sector’s most forward‑looking organisations.

Cards are a core part of how customers experience our product and how the business makes money. In this role, you’ll be responsible for the strategy, economics, and delivery of our cards proposition end‑to‑end.

You’ll work closely with engineering, design, risk, and operations to improve how cards perform at scale — for customers and for the business. This is a role with real ownership, clear accountability, and measurable outcomes.

• Bachelor’s degree or equivalent practical experience
• Strong grounding in analytical thinking, systems design, or technical disciplines
• Formal product management training is beneficial but not required

• 5+ years total experience in product management or closely related roles
• 3+ years owning or significantly contributing to cards or payments products in a fintech, bank, or payments platform
• Experience working with card schemes (Visa / Mastercard), processors, and issuing partners
• Proven track record of shipping complex, regulated products in high‑scale environments
• Experience operating in cross‑functional product teams (engineering, design, data, ops, compliance)

• Strong end‑to‑end understanding of card issuing economics, including interchange, scheme fees, and processing costs
• Experience improving unit economics through product decisions and trade‑offs
• Comfortable balancing growth, acceptance, risk, and margin

• Solid understanding of card issuing flows and lifecycle events
• Working knowledge of Visa and Mastercard rules and how they affect product design
• Familiarity with regulatory, safeguarding, and compliance requirements for card programmes

• Experience owning a complex product area with commercial responsibility
• Ability to set a clear direction, prioritise effectively, and communicate decisions
• Comfortable working with ambiguity and making informed trade‑offs

• Experience working closely with engineering on reliable, high‑volume systems
• Strong delivery discipline in production and regulated environments
• Confident using data and metrics to guide decisions and measure impact

• Experience optimising interchange, pricing, or premium card propositions
• Hands‑on work with processors, programme managers, or scheme partners
• Experience improving card economics at scale or supporting other PMs

This role owns one of the company’s most critical and commercially impactful product domains. You’ll lead the strategy, economics, and execution of our cards proposition end‑to‑end, shaping how customers spend, how the platform scales, and how the business generates sustainable revenue. It’s a senior product leadership role with real ownership, high visibility, and direct influence on customer outcomes and company performance.

Own the cards domain end‑to‑end

Take responsibility for the cards product strategy, roadmap, and outcomes — from day‑to‑day reliability to longer‑term improvements in customer experience and unit economics.

Turn problems into clear product decisions

Work from customer needs, operational realities, and commercial constraints to define problems clearly, explore options, and make trade‑offs that balance experience, risk, cost, and scale.

Partner closely with engineering

Work with engineers to design and deliver card functionality that is resilient, scalable, and easy to operate. Break complex initiatives into small, testable changes that can be shipped safely.

Improve how cards perform at scale

Use data to identify and prioritise improvements across authorisation rates, usage, failures, disputes, fraud, and cost. Focus on steady, measurable gains rather than…