Product Manager

Position: Product Manager – Banking Products
Experience

Required:

15-20+ years of exp including 15+ years in Product Ownership/Management, 10+ years in the Banking Domain
Key Responsibilities:
Product Strategy and Ownership:

• Define the vision and roadmap for core banking products, including payments, credit cards, deposits, mortgages
, collections, autos, personal loans and mobile applications
.

• Align product strategies with business goals, market trends, and evolving customer expectations.

• Monitor competitor offerings and industry trends to maintain a competitive edge.
End-to-End Product Management:

• Oversee the lifecycle of banking products from ideation to launch, including enhancements post-launch.

• Prioritize features and updates, balancing customer needs, regulatory compliance, and business objectives.

• Manage cross-functional teams to ensure timely delivery of product milestones.
Digital Banking Transformation:

• Drive innovation in mobile and online banking platforms
, ensuring intuitive and secure member experiences.

• Collaborate with technology teams to integrate emerging technologies like APIs, AI, and advanced payment solutions.
Stakeholder

Collaboration:



• Work closely with stakeholders across business units, including payments, lending, deposits, and IT, to align product initiatives.

• Partner with marketing and sales teams to ensure successful product launches and member adoption.
Team Leadership and Development:

• Mentor and lead a team of product owners, analysts, and other team members to deliver high-quality banking solutions.

• Foster a culture of innovation, collaboration, and continuous improvement.

Key Banking Products to Oversee:

• Payments: Digital payments, real-time payments, and bill pay solutions.
• Credit Cards: Card issuance, rewards programs, and transaction security enhancements.
• Deposits: Savings, checking, certificates of deposit, and related digital onboarding features.
• Mortgages: Loan origination systems, member journeys, and process digitization.
• Mobile App: User-friendly features, cross-channel integrations, and ongoing app performance improvements.

Qualifications and

Experience:



Experience:

• 15+ years in Product Management or Product Ownership.

• 10+ years of experience in the banking or financial services industry, with deep expertise in core banking products.
Skills and Expertise:

• Comprehensive knowledge of banking products (payments, credit cards, deposits, mortgages, and mobile apps).

• Experience in Agile methodologies, backlog prioritization, sprint planning, and cross-functional collaboration.

• Expertise in digital transformation, fintech solutions, and customer journey enhancements.
Education:

• Bachelor's degree in business, Finance, Technology, or a related field (Master's preferred).

• Certifications such as CSPO, SAFe Product Owner, PMP, or similar are a plus.
Leadership:

• Proven ability to lead and mentor diverse teams.

• Exceptional stakeholder management and communication skills.