Mortgage Disclosure Specialist III

Join to apply for the Mortgage Disclosure Specialist III role at Global Credit Union.

Reports to:

Sales Support Manager

Generate initial loan disclosures that are compliant with Global Credit Union policies and procedures. Generate re‑disclosures as applicable for loan changes through the loan process. Coordinate with Production and Compliance to determine changes in circumstances and fee variances.

• Prepare initial disclosures within the required regulatory timeline. Verify loan fees for accuracy to ensure compliance with TRID, RESPA and ECOA.
• Prepare re‑disclosures within the required regulatory timeline. Validate the change in circumstance and proper documentation to ensure compliance with TRID, RESPA and ECOA.
• Maintain a high level of member service and internal service with timely responses and accurate information, maintaining thorough knowledge of TRID regulatory requirements.
• Responsible for understanding and utilizing matrices based on state and county to ensure accurate fee disclosure per geographic location.
• Review general information on the loan to determine loan product and fee validation. Thorough knowledge of FHA, VA, USDA, HUD 184 and Conventional PMI required to identify appropriate calculations and data discrepancies.
• Ensure loans requiring mortgage insurance are appropriately disclosed.
• Use Symitar to determine membership status. Include membership paperwork in initial disclosure package if applicable.
• Adhere to department turn‑times and minimum file expectations.
• Participate in seminars and other training to maintain required knowledge and skill development. Complete all training within specified deadlines.
• Assist in training other Disclosure Specialists.
• Perform other duties as assigned.

• Education: Associate's degree or a combination of education and experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions.
• Creditable Experience in lieu of
  
  Education:
  
  Two years related work experience, preferably in mortgage lending or accounting and a strong member service background are required.
• Experience/
  
  Skills:
  
  Must be able to type 35 words per minute, operate a 10‑key calculator and be familiar with online data operations. Must be able to diplomatically handle difficult situations and manage priorities daily.
• Tenure: Mortgage Disclosure Specialist II (Category 12) requires a minimum of one year tenure in the Mortgage Disclosure Specialist I (Category 13) position with performance that meets or exceeds expectations. Mortgage Disclosure Specialist III (Category 11) requires a minimum of one year-thumb in the Mortgage Disclosure Specialist II (Category 12) position with performance that meets or exceeds expectations. Promotion requires recommendation by the supervisor or manager.
  
  Directly related work experience and/or accelerated training completion mayzaal be substituted for tenure.

• Mortgage Disclosure Specialist I (Category 13): $49,284 - $73,391 annually
• Mortgage Disclosure Specialist II (Category 12): $53,226 - $81,405 annually
• Mortgage Disclosure Specialist III (Category 11): $57,484 - $90,230 annually

Starting base salary will be determined based on candidate experience, qualifications, education and local or state wage requirements if applicable and will fall within the range provided above.

In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed Affiliates.

• Short‑term and long‑term incentives
• Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
• 401(k) plan with a 5% match
• Employee Assistance Program (EAP)
• Life and disability coverage
• Voluntary cash benefits for accidental hospitalization and critical illness
• Tuition Reimbursement
• Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
• to view Global’s comprehensive Benefits Programs

Equal Opportunity Employer

Entry level

Full‑time

Finance and Sales