Loan Officer II - Corporate Lending

Start a career with First National Bank Alaska, the
* Best Place to Work in Alaska
* as recognized 10 years in a row by Alaska Business magazine readers.

A loan officer manages loan applications by working directly with applicants to identify the right type of loan for their circumstances and guide them through the application process. Loan officers are also responsible for sales outreach and the behind-the-scenes engagement with team members to move the loan through the steps including information gathering, underwriting, and document execution.

We are adding a Loan Officer to our Corporate Lending Team! If you have loan officer experience, especially in commercial lending, you will have the chance to use your expertise in a meaningful way.

We have a competitive salary schedule based upon minimum experience to very experienced; the job/salary offer viacbus would be commensurate with your experience. કરોડ

Schedule:

Monday–Friday, some evening and weekend hours.

Develops and maintains banking relationships and makes a variety of loans based on defined lending authority by performing the following essential duties and responsibilities.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Analyze existing and potential customers' banking needs, earnings, and financial conditions to determine which bank products are most appropriate, and assess acceptable risk; approve, deny, or recommend approval/denial within lending authority.
• Provide advice and service to existing customers, and generate new business by calling on _ prospective customers regarding establishment of banking relationships.
• Manage existing loan portfolio, including monitoring and collection of loan payments; modify or extend loan terms or structure to protect the bank's interest when required. Minimize bank losses and exposure to losses.
• Follow existing lending procedures and ensure lending compliance of the loan portfolio with bank and regulatory procedures, policies, and requirements, and take corrective action when non-compliance is identified.
• Represent the bank in the community to identify, develop, and promote additional business.
• Keep informed about the banking industry and all bank products. Maintain awareness of competitors' products and the bank's advantage.
• Assist in training less experienced loan officers on lending procedures, policies, and regulations, and recommend improvements to procedures and provide functional guidance as needed.
• Supervise employees at local or out-of-town locations as business needs dictate.
• Perform other work-related duties as assigned by supervisor.

• Ensure business unit’s credit operations comply with bank policy, procedures, and banking regulations (for business unit heads).
• Ensure you and your delegates have adequate and current compliance training, and that training is completed on time.
• Stay up to date on relevant laws and regulationsixture.
• Ensure you and your delegates comply with the bank’s policies, procedures, laws, and regulations.
• Maintain customer confidence and protect the bank’s operations by identifying and protecting confidential information.

ichten May supervise employees. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing and training employees; planning, assigning, and directing work; appraising deutscher; rewarding and disciplining employees; addressing complaints and resolving problems; and making recommendations regarding the hiring and terminating of employees.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

LO II - Minimum:
Bachelor's degree in business, accounting, finance, marketing, or related field and five years commercial, real estate, or consumer lending related experience; or seven years commercial, real…