Loan Officer II - UMed Lending Team

Loan Officer II - UMed Lending Team

Start a career with First National Bank Alaska, the
* Best Place to Work in Alaska
* as recognized 10 years in a row by Alaska Business magazine readers.

We are adding a Loan Officer to our UMed Lending Team!

If you have loan officer experience, especially in commercial lending, you will have the chance to use your expertise in a meaningful way.

Salary:
We have a competitive salary schedule based upon minimum experience to very experienced; the job/salary offer would be commensurate with your experience.

Schedule:

Monday-Friday, some evenings and weekends

Develops and maintains banking relationships and makes a variety of loans based on defined lending authority by performing the following essential duties and responsibilities:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Analyzes existing and potential customers' banking needs, earnings, and financial conditions to determine which bank products are most appropriate, and to assess acceptable risk; approves/denies or recommends approval/denial within lending authority.
• Provides advice and service to existing customers and generates new business by calling on prospective customers regarding the establishment of banking relationships.
• Manages existing loan portfolio, including the monitoring and collection of loan payments; modifies or extends loan terms or structure to protect bank's interest when required. Minimizes bank losses and exposure to losses.
• Follows existing lending procedures and ensures lending compliance of loan portfolio with bank and regulatory procedures, policies, and requirements, and takes corrective action when non-compliance is identified.
• Represents the bank in the community in order to identify, develop and promote additional business.
• Keeps informed about the banking industry and all bank products. Maintains awareness of competitors' products and the bank's advantage.
• Assists in training less experienced loan officers on lending procedures, policies, and regulations, and recommends improvements to procedures and provides functional guidance as needed.
• May supervise employees at local or out-of-town locations as business needs dictate.
• Performs other work-related duties as assigned by supervisor.

• Ensure business unit’s operations comply with bank policy, procedures, and banking regulations (for business unit heads).
• Ensure you and your delegates have adequate and current compliance training, and ensure training is completed on time.
• Stay updated on relevant laws and regulations.
• Ensure you and your delegates comply with the bank’s policies, procedures, laws, and regulations.
• Maintain customer confidence and protect the bank’s operations by identifying and protecting confidential information.

May supervise employees. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems; and making recommendations regarding the hiring and terminating of employees.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Bachelor's degree in business, accounting, finance, marketing, or related field and four years’ commercial, real estate, or consumer lending related experience; or six years’ commercial, real estate and/or consumer lending related experience; or equivalent combination of education/training and experience.

One year supervisory experience. Marketing and/or sales experience.

Word processing and spreadsheet software experience required. The ability to handle highly confidential information, frequent deadlines, and time constraints required.