Mortgage Loan Originator II

Mortgage Loan Originator II - Multiple Locations

Mortgage Loan Originator II - Multiple Locations

Start a career with First National Bank Alaska, the
* Best Place to Work in Alaska
* as recognized 10 years in a row by Alaska Business magazine readers.

We’re looking for motivated Mortgage Loan Originators to join our team!

In this role, you will work closely with home buyers to assess their needs, analyze financial information, and recommend the most suitable loan programs. You will also play a key role in generating new business by building strong relationships and maintaining an active presence in the community.

Openings based in the following regions:

• Eagle River
• Fairbanks
• Juneau
• Kenai Peninsula

We have a competitive salary schedule based upon minimum experience to very experienced; the job/salary offer would be commensurate with your experience.

The schedule is Monday-Friday and occasional evenings/weekends.

Originates mortgage loans by determining customers' needs, analyzing financial information, and determining the most appropriate loan program, and participates in related business development activities by performing the following essential duties and responsibilities:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Sells mortgage loan products to existing and prospective customers by interviewing, evaluating needs, and making mortgage loan product recommendations; analyzes customers' financial information to determine if customer qualifies for a loan and determines best fitting investor and loan program.
• Develops additional business and referral base through outside sales, mailings to existing and potential customers, attending real estate industry functions, and participating in community outreach programs.
• May originate complex mortgage loans under direct guidance of the Unit Head, developing in-depth knowledge of the most complex mortgage products, to identify cross selling opportunities, and make referrals to other areas of the bank.
• Prepares required preliminary disclosures that comply with federal and industry regulations for supervisory review prior to dissemination.
• Performs other work-related duties as assigned by supervisor.

• Stay up to date on relevant laws and regulations and complete all compliance training on time.
• Knowledgeable of and comply with bank policies, procedures, laws, and regulations that apply to you and your job.
• Maintain customer confidence and protect the bank’s operations by identifying and protecting confidential information.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

EDUCATION and/or

EXPERIENCE:

Minimum:
Bachelor's degree in business, marketing, or related field and two years’ relationship building sales experience; or four years’ relationship‑building sales experience; or equivalent combination of education/training and experience.
Preferred: One year real estate or mortgage experience; familiarity with FHA/VA, AHFC, FNMA, and other investor lending programs.

OTHER

SKILLS and ABILITIES:

Ability to keyboard 35 wpm and operate a 10‑key calculator required. Word processing and spreadsheet experience preferred.

LANGUAGE

SKILLS:

Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, customers, and the general public. Ability to provide a thorough explanation of documents required for processing a mortgage loan.

MATHEMATICAL

SKILLS:

Ability to work with mathematical concepts such as probability and statistical inference. Ability to calculate figures and amounts such as charges, payoffs, discounts, interest, percentages and ratios.

REASONING

SKILLS:

Ability to apply common sense understanding to carry…