Risk Analyst

Join one of the top 20 auto finance companies in the industry and grow with us! We offer in‑house promotions, great benefits, work‑life balance, and job stability.

The Risk Analyst is responsible for assessing credit risk, reporting on credit metrics, conducting data and business analysis, ensuring data accuracy, summarizing findings, developing recommendations, and presenting analyses to management.

Multiple projects are assigned simultaneously, requiring the ability to multi‑task between scorecard development, analysis, coding rules, market reports, and sub‑population studies. The Risk Analyst also develops, maintains, and refines credit scoring models within both team and individual environments.

• Perform studies on customer applications and performance data for segmentation
• Develop models for projection (e.g., delinquency, charge‑off, profit and loss)
• Develop, code, and test logic to be used in automated pricing
• Develop, monitor, and maintain complex consumer credit statistical models (e.g., origination scorecards)
• Solve business problems and drive better decisions
• Prepare and effectively present key summary analysis to upper management

• 3+ years of work experience in a similar field
• Bachelor’s degree in statistics, finance, or other quantitative fields (Master’s degree a plus)
• Proficiency in SQL and Python
• Strong organizational, analytical, and problem‑solving skills
• Adaptability to change, enjoys a fast‑paced and challenging environment
• Ability to work as part of a team to achieve departmental goals

• 401(k) with company match
• Medical, dental, and vision coverage
• Optional life insurance
• Paid holidays
• Paid vacation and sick days

Salary: $70,000 - $75,000 per year.

Lobel Financial is an equal opportunity employer.