Senior Loan Accountant

Position Overview

The Senior Loan Accountant plays a key role in managing the accounting and financial reporting for the company's mortgage loan portfolio. This position ensures the accuracy of loan-level data, general ledger postings, and reconciliations while maintaining compliance with GAAP and regulatory requirements. The ideal candidate has a strong background in mortgage accounting, loan servicing, and secondary market transactions, with the ability to work collaboratively across departments such as Loan Servicing, Secondary Marketing, and Treasury.

Loan Accounting & General Ledger

• Record and reconcile all mortgage loan transactions including funding, sales, servicing transfers, payoffs, and investor remittances.
• Maintain accurate loan-level accounting in the general ledger and sub-ledger systems.
• Review and reconcile loan balances, escrows, advances, and investor accounts on a monthly basis.
• Ensure appropriate recognition of loan origination fees, premiums/discounts, and servicing assets or liabilities in accordance with GAAP.

Financial Reporting & Analysis

• Assist with month-end close activities, including journal entries, account reconciliations, and variance analysis.
• Prepare loan portfolio reports, pipeline summaries, and gain/loss analyses for management and external auditors.
• Support preparation of financial statements and disclosures related to mortgage loans and servicing rights.

Operational & Compliance Support

• Collaborate with Loan Operations, Secondary Marketing, and Servicing to resolve loan-level discrepancies.
• Ensure compliance with investor, regulatory, and company accounting policies.
• Assist with audit requests and examinations (internal, external, and regulatory).
• Participate in system enhancements, process improvements, and automation initiatives.

• Education: Bachelor s degree in Accounting, Finance, or related field required; CPA or progress toward CPA preferred.

• Experience:

• 4+ years of progressive accounting experience, with at least 2 years in the mortgage banking or financial services industry.

• Strong understanding of loan accounting
  , servicing
  , and secondary market transactions
  .

• Experience with
  Oracle Fusion highly preferred or other large ERP systems.

• Technical
  
  Skills:
  
  Proficient in Excel and accounting systems; knowledge of GAAP and mortgage accounting principles.

• Soft Skills: Strong analytical and problem-solving skills, attention to detail, and ability to work under deadlines in a fast-paced environment.

Vaco by Highspring values a diverse workplace and strongly encourages women, people of color, LGBTQ+ individuals, people with disabilities, members of ethnic minorities, foreign-born residents, and veterans to apply.

EEO Notice:
Vaco by Highspring is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race, color, sex, religion, national origin, citizenship, age, disability, veteran status, or other protected characteristics as required by law. We provide reasonable accommodations in accordance with applicable law. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive benefits of employment, please contact

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Pay Transparency:
Salary ranges are determined by multiple factors and may be disclosed as required by local law. Compensation may include discretionary bonuses and benefits where offered.