Deputy Product Development – Liability

We are looking for a Deputy Product Development Liability in either Alpharetta, GA or O’Fallon, MO

The North American Liability team offers a wide range of liability insurance solutions. These include Primary and Umbrella and Excess coverages. We serve a diverse client list, which includes, but is not limited to, manufacturers, hotels, retail, business services and technology companies.

You will support the efforts and execution of the Product Development strategy for North American Liability as led by the Regional Head of Product Development for Liability NA in collaboration with the Regional Head of Liability NA and as supported by the Global Liability Head and Global Product Development. You will support the efforts to strategically drive the innovation and execution of refreshed or new product offerings as well as customized wording for specific accounts.

The role will work collaboratively with our Underwriting, Claims and Legal teams to create and define a market leading presence for product innovation in the Liability sector. The role will support primary, umbrella, excess, international and environmental products.

• Developing, implementing and modifying products (LoB specific or cross-line) and standard wordings, and coordinate Liability product-specific organizational matters with PCs, Regions, etc.
• Ensuring global knowledge sharing with regard to special products/enhancements and specific underwriting knowledge for Liability Products.
• Developing and defining North American Product Strategy in accordance with the underwriting strategy as defined by the Regional Liability Head and as supported by the Global Liability Head.
• Representing CUO Liability internally and externally to customers, brokers, the industry, and other organizations.
• Driving involvement of functional areas (e.g., other LoB teams, Claims, Legal and Distribution).
• Actively supporting Liability-specific projects and task forces.
• Providing support for special products.
• Identifying litigation trends, coverage trends, and market developments including market potentials and clients.
• Monitoring new (legal) developments, coordinating and steering regional/country issues (e.g., liability and insurance law development).
• Making suggestions for Underwriting authorities for special products to Head of Liability and sub-Lob heads.
• Enhancing and refining underwriting of products during the introduction period (including claims monitoring, sales support and portfolio monitoring).

• Extensive experience in drafting policy wording and experience in Liability Underwriting;
• Demonstrable product development track record;
• Ability to develop, implement and communicate strategies to address important trends or changes in the business;
• Comprehensive technical knowledge of Liability products, coverages, underwriting practices, pricing processes and sales distribution channels;
• Assist the Regional Head of Liability to analyze trends and scenario plans with respect to the Product;
• Design, develop and implement consistent, robust contract wordings;
• Ability to assess risk inherent exposures and hazards relevant to Liability;
• Analyze current performance against various benchmarks with a view to ensure adequate progress and satisfactory performance in product wordings including specific terms and conditions;
• Ability to analyze highly complex contracts and underwriting principles, identifying and resolving issues before they transpire;
• Ability to develop framework from product genesis to completion while communicating with key stakeholders;
• Ability to develop and meet Key Performance Indicators for Product Development in connection with portfolio;
• Excellent verbal and writing communications skills with an ability to build and foster relationships internally across the organization;
• Ability to utilize AI tools to support day‑to‑day tasks, improve efficiency and contribute to data‑driven decision making; and
• Bachelor’s degree required; JD preferred.

External applicants must be legally authorized to work in the United States without the need for current or future employment‑based sponsorship. We are…