Loan Officer

This position is for ONWARD HOME MORTGAGE, one of the Family of Companies of Newrez LLC.

• Sell loan products offered by New Rez
• Contact prospective clients to develop and maintain referral sources.
• Meet with prospective clients at outside locations such as a client’s home.
• Make in‑person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.
• Engage in marketing and promotional activities in support of your own sales.
• Meet monthly minimum personal production goals
• Take mortgage loan applications and prepare effective loan proposals
• Determine a consumer’s needs and offer the appropriate product
• Originate loans for appropriate amounts, rates, and terms that comply with New Rez’s program guidelines
• Provide consumers with a superior level of customer service:
  Quickly and accurately answer all customer inquiries in a professional manner.
• Obtain all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc.; analyze the information and provide insight where appropriate.
• Provide assistance to applicants and solve all problems that may arise between application and settlement
• Stay informed of developing trends in the mortgage industry
• Attend/assist with scheduled meetings, training sessions and courses
• Maintain compliance with all industry‑specific federal and state licensed activity requirements and New Rez Code of Conduct

Internal Customers:
Underwriting, Processing, Closing, Quality Assurance, Vendor Coordination, and Secondary Marketing

External Customer:
The Borrower(s)

• Must qualify for and obtain state licensure in the states where New Rez does business; mortgage licensure requires a good credit score, no tax liens and a clean criminal background check
• Minimum successful 1 year mortgage loan origination experience
• 2‑year college degree preferred (or equivalent experience)
• Proven sales skills and leadership abilities

• Bilingual in English and Spanish
• Ability to quickly connect with people in an outgoing, friendly manner
• Persuasive, selling communication skills
• Strong sense of responsibility for completing work quickly and accurately
• Ability to handle faster‑than‑average pace of activities
• Detail‑orientation with efficient focus on work activities
• Careful decision‑making skill with ability to avoid mistakes
• Ability to delegate in a positive style with thorough follow‑up skills
• Excellent oral, written, listening, and organizational skills
• Basic computer skills
• Ability to work independently

#LI-EM1

• 15 Paid Time Off (PTO) days and 18 after 1st anniversary
• 9 Paid Holidays
• Casual Workplace
• Employee Engagement Activities

• Medical (including Health Savings Account & Flexible Savings Account)
• Dental – RX – Vision – Life, Disability Insurance – 401(k) Plan with company match – Employee Assistance Plan
• Performance‑based Incentives
• Pet Insurance
• Advancement Opportunities

• Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
• 1 Volunteer Time Off (VTO) day, company‑paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
• Employee Matching Gifts Program:
  We will match monetary employee donations to eligible non‑profit organizations, dollar‑for‑dollar, up to $1,000 per employee
• Newrez Grants Program:
  Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions