Commercial Auto, BI, Liability Claims Examiner III

Job Details

• Level: Experienced
• Job Location: Albany Client Worksite - Albany, NY 12226
• Position Type: Full Time
• Education Level: High School Diploma or GED
• Salary Range: $67,000.00 - $77,500.00 Salary
• Travel Percentage: None
• Job Shift: Day
• Job Category: Admin - Clerical

This position can be remote or in office at Albany, NY.

POSITION SUMMARY: Responsible for the prompt review of policy information including all relevant endorsements and vehicle schedules to determine coverage for loss/damage/injury. Conduct efficient claim examination and investigation leading to the final resolution of liability claims, including matters in litigation. Frequent contact and interaction with involved parties including claimants and their legal representatives will be required. Recommendations regarding loss exposure and associated reserve and settlement strategy will be effectively communicated to the client.

• Review, process, and conclude assigned claims including investigation and evaluation of complex Commercial Auto property and casualty claims with a total incurred of $25,000.
• Oversee and direct outside investigative service providers and work closely with the client and client counsel and investigative services to advance the claim to conclusion.
• Maintain an ongoing diary.
• Continually assess exposure and evaluate for accurate reserves and settlement recommendations.
• Prepare Loss Reports providing a thorough analysis of liability and damages.
• Where applicable, determine if subrogation and/or risk transfer exists and initiate recovery efforts at the direction of the client.
• Document all correspondence, reports, discussions, and decisions in the claim file record.
• Provide outstanding service to the client.
• Assist Supervisors and the Claim Department with requested tasks or special projects.
• Other duties as assigned.

EQUIPMENT OPERATED/USED: Computer, 10-key, printer, copier, fax/scanner machine and other office equipment.

SPECIAL EQUIPMENT OR CLOTHING: Appropriate office attire

QUALIFICATIONS

REQUIRED:

• Education/
  
  Experience:
  
  High school diploma or GED required;
  Bachelor’s degree in related field (preferred) and a minimum of five (5) years commercial auto casualty related experience; or equivalent combination of advanced education and experience.
• Knowledge, Skills and Abilities:
  • At least 5 years of commercial automobile liability claims experience required.
  • Knowledge of claims handling concepts, practices and techniques, including but not limited to coverage issues and product line knowledge.
  • Demonstrated verbal and written communications skills.
  • Demonstrated advanced analytical, decision making and negotiation skills.
  • Computer proficiency.
  • Ability to communicate effectively and clearly, both orally and in writing.
• Additional Abilities:
  • Ability to manage relationships in a fast paced environment, while demonstrating problem solving and decision making skills to work with customers.
  • Good analytical abilities to review, exercise judgment and evaluate claims in order to make sound decisions with a minimal amount of supervision.
  • Excellent customer service skills.
  • An understanding of the litigation process and case valuation in multiple jurisdictions.
  • Ability to carry out detailed written or verbal instructions, respond to requests effectively and efficiently and exhibit good common sense.
  • Ability to handle assigned claims following company guidelines and industry best practices with a minimal amount of supervision.
  • Time management skills, organizational skills and ability to prioritize issues and tasks.
  • Ability to effectively operate computer equipment and applications.
  • Independence, flexibility and creativity.
• Other
  
  Qualifications:
  • Valid New York adjuster license.

• Medical, Dental, Vision, Disability & Life Insurance
• 401(k) plan
• Paid time off
• Paid holidays

Physical and mental requirements are evaluated separately and are aligned with job responsibilities and safety standards.