Underwriter, Insurance

Come join one of America’s fastest-growing insurance companies. Since 1848, National Life Group has aimed to keep our promises, providing families with stability in good times and in bad. Throughout that history, we have provided peace of mind to those families as they plan their futures.

Our mission extends beyond the insurance and annuities policies that we offer. We strive to make the world a better place through our grants from our charitable foundation, paid volunteer time for our employees, environmentally sustainable and healthy workplaces, and events that promote the work of nonprofits in our own backyard.

We foster a collaborative environment with opportunities for growth and encourage our associates to live our values:
Do good. Be good. Make good.

Please note that we do not offer visa sponsorship for this position.

Join our quickly growing, fast-paced Underwriting team! We are hiring several full‑time experienced Underwriters.

The primary purpose of all levels of Underwriting is to provide accurate and timely risk assessment and evaluation of life applications utilizing National Life underwriting policies, guidelines and insurance laws and regulations.

• Review Cases and Underwrites: Conduct risk assessments following NLG Underwriting guidelines and philosophies, by analyzing data, using tools (e.g., medical history, prescription databases, borrowing history, credit rating, etc.) and third‑party information. Review files to assess risk and regulatory compliance (e.g., IGO, NIGO, etc.) on potential clients by analyzing health‑related data, assessing financial status of clients, and make final risk decisions on policies to protect NLG bottom line and maintain profitability by avoiding fines and putting good risk on the books.
• Grow and Maintain Underwriting Knowledge Base: Proactively seek information (e.g., processes, philosophies, etc.) as well as formal and informal educational opportunities (e.g., medical and mentoring discussions, etc.) to build the foundations of a solid underwriting career and continuously expand knowledge, skills, and abilities. Participate in industry education, take exams (e.g., ALU, LOMA, etc.) and earn designations to help build business acumen.
• Collaborate: Communicate (verbal and written) with internal and external constituents to gather information around new cases, gain insights, and explain decisioning while building relationships with customers/agents and demonstrating seamless service excellence. Effectively communicate in a way that helps customers understand NLG policies and processes for decision making that instills confidence in our practices. Build relationships with others in the organization (e.g., Agency leaders, agents, distribution leaders, client partners, key accounts, etc.).
• Provide Technical Expertise: Guide and educate team members on improving quality, capabilities, efficiencies and output. Identify and facilitate implementation of cross‑functional process improvement opportunities. Participate in interdepartmental presentations, help with new‑hire training in various subjects.
• Resolve Escalations: Identify, communicate and resolve escalations while keeping key stakeholders informed; seek assistance from manager/mentor for resolution. Review escalation requests with urgency and may consult on these with a mentor or leader.

• Bachelor’s degree preferred, and minimum 2 years Life Underwriting experience in a production‑oriented environment required.

The base pay range for this position is the range National Life reasonably and in good faith expects to pay for the position taking into account the wide variety of factors, including prior experience and job‑related knowledge; education, training and certificates; current business needs; and market factors. The final salary or hourly wages offered may be outside of this range based on other reasons and individual circumstances.

Salary Pay Range: $67,500 - $99,000 USD.

The total compensation package for this position may also include a full range of medical, financial, and/or other…