Credit Trainee

Credit Trainee – Ferguson

Ferguson, a Fortune 500 distributor founded in 1953, supplies quality products across multiple industries including Commercial/Mechanical, Facilities Supply, HVAC, and Residential Trade. With about 36,000 associates in 1,700 locations, Ferguson builds strong customer relationships and focuses on making complex projects simple, successful, and sustainable.

We are excited to offer a great opportunity to join the credit team as a Credit Trainee
. This early‑career role is designed to teach you everything you need to succeed in a long‑term credit career and is ideal for a recent graduate or someone with a few years of experience who is eager to learn the credit business.

The Credit Trainee program is an 8–12 month learning experience that immerses you in all aspects of credit operations, from warehouse and sales counter support to riding with delivery drivers, shadowing operations, visiting customers, and learning trade‑credit extensions. The program includes mentoring, coaching, and hands‑on learning with a strong commitment from credit leadership.

• Systems and Processes
• Emotional Intelligence
• Understanding of Sales Process
• Collections Management
• Credit Management
• Customer Relations and Visitation
• Secondary Security
• Uniform Commercial Code
• Financial Statement Analysis

• 0–3 years work experience after a bachelor’s degree or equivalent experience in lieu of a bachelor’s degree.
• Ability and desire to work in a fast‑paced, customer‑service driven environment and a strong desire to enter a career in credit development.
• Strong communication and interpersonal skills, including face‑to‑face conversations, phone communication, and public speaking.
• Ability to build relationships with high emotional intelligence and people skills.
• Willingness to learn and collaborate as part of a team.

Upon successful completion, you will be prepared for an entry‑level Credit Manager role responsible for a portfolio of accounts and managing A/R collections. Over time, you may progress to an Area Credit Manager position with greater responsibility and potential for people management.

Your initial training will occur in Addison, IL.
You must be open to relocation after the training program. Ferguson offers a relocation allowance and will consider your preferred region across the U.S.

Ferguson provides a holistic benefits package that includes health, dental, vision, paid time off, life insurance, 401(k) with employer match, mental health coverage, family‑building benefits, paid parental leave, associate discounts, and community involvement opportunities.

$24.92 – $37.37 per hour (bonus or incentive plan eligible)

Estimated ranges displayed are monthly for salaried roles or hourly for all other roles.

Ferguson complies with all wage regulations. Starting wage may vary by location based on local or state wage requirements.

The Company is an equal opportunity employer and is a government contractor that abides by 41 CFR 60‑300.5(a) and 41 CFR 60‑741.5(A). Ferguson Enterprises, LLC. is an equal employment employer with a diverse workforce, welcoming F/M/Disability/Vet/Sexual Orientation/Gender Identity. Equal Employment Opportunity and Reasonable Accommodation Information applies.