Internal Audit Manager - Finance, Treasury and ALM

About Wio

At Wio Bank, we’re not building a traditional bank — we’re redefining banking for a digital-first world. Through innovative technology and seamless experiences, our teams work together to create meaningful financial products at scale.

We are seeking an experienced Internal Audit Manager – Finance, Treasury & ALM to lead audit coverage across Finance, Treasury, Asset‑Liability Management (ALM) and key balance‑sheet risk areas. The role is responsible for delivering high‑quality, risk‑based audits and providing independent assurance over the bank’s financial controls, regulatory compliance, and structural risk management frameworks, including ICAAP, ILAAP and related regulatory reporting processes.

• Lead the planning, execution, and reporting of risk‑based audits covering Finance, Treasury, ALM, Liquidity Risk, IRRBB, Capital Risk, and related regulatory processes.
• Evaluate the design and operating effectiveness of financial controls, including accounting, reconciliation, valuation, and regulatory reporting controls.
• Manage and coach audit team members, ensuring high‑quality work papers, timely delivery, and consistent audit standards.
• Conduct ongoing risk assessments and continuous monitoring to identify emerging risks and inform audit planning.
• Track, validate, and report on the closure of audit and regulatory issues.
• Act as a subject matter expert, providing independent challenge and advisory support on control, governance, and risk management matters.

• Bachelor’s Degree and/or MBA in Finance/Accounts discipline
• Professional certification such as CIA, CPA, ACCA, FRM, or CFA preferred
• Minimum 8 years of experience in Finance, Risk, ALM, Treasury, IRRBB, internal audit within the banking or financial services sector
• Solid understanding of banking regulatory frameworks (e.g., Basel III, liquidity and capital requirements) and financial reporting standards (IFRS)
• Good knowledge of ICAAP, ILAAP, and regulatory reporting expectations
• Excellent communication, leadership, and stakeholder management skills, with the ability to challenge senior management constructively